H&R Block, Inc. (HRB)

H&R Block's stock price has declined significantly in the past six months. The stock decreased by 20.36% in the past month and 29.75% over the last 12 months, with a year-to-date return of -21.04% as of November 27, 2025. The stock hit a new 52-week low of $42.42 on November 25, 2025. A 20% plunge followed its earnings report on November 6, 2025, due to the company reaffirming its full-year guidance rather than raising it.

Demand for H&R Block's services is highly seasonal, aligning with the annual tax filing cycle. The majority of the company's revenue is generated during the fourth and first quarters of its fiscal year, corresponding to the peak tax season. To mitigate this seasonality, H&R Block is expanding into SMB solutions and offering services outside of the main tax season.

H&R Block, Inc. is a global consumer tax services provider simplifying tax obligations for individuals and businesses. The company offers assisted income tax return preparation, DIY tax software, virtual tax preparation services, small business solutions through Wave, and financial products like Refund Transfers and the Emerald Card. They also provide term loans, Tax Identity Shield, and Refund Advances.

H&R Block serves clients in the United States, Canada, and Australia through over 9,000 retail offices, both company-owned and franchised. The company also offers virtual expat tax services, supporting tax filings from over 200 countries worldwide.

H&R Block has a strong brand reputation built on its history, expertise, and customer service. The company emphasizes its "No Surprise Guarantee" for transparent pricing. H&R Block also highlights its experienced tax professionals, who have an average of 10 years of experience. In August 2023, H&R Block honored its "Best of Block" associates, recognizing top performers.

H&R Block's ownership is predominantly institutional, with 1082 institutional owners holding 151,162,321 shares. Major institutional owners include BlackRock, Inc., FMR LLC, and Vanguard Group Inc. Richard C. Breeden is the largest individual shareholder, owning 19.35 million shares, representing 15.31% of the company. Institutional shareholders own approximately 76.67% of the company's stock, while insiders own about 1.38%, and public companies and individual investors hold around 21.95%.