Hilltop Holdings Inc. (HTH)

Over the past six months, Hilltop Holdings' stock has increased by 12.96%, with a one-year return of 29%. The stock was up 3.4% in the week leading up to January 9, 2026. The company reported strong third-quarter 2025 financial results, surpassing analyst expectations. Analysts have given HTH an average recommendation of "Hold" with an average one-year price objective of $34.00. There have been recent sales by insiders, including the Chief Accounting Officer and the President & CEO of PlainsCapital Bank. Institutions own a significant portion of the company, with ownership around 57% to 59%. Hilltop Holdings has a disciplined capital return strategy, including share repurchases and consistent dividends.

While specific details on demand seasonality are limited, the mortgage origination segment faces ongoing mortgage headwinds and end-market challenges, suggesting sensitivity to broader economic and market conditions. The company's diversified business model aims to provide earnings stability during various economic and interest rate environments.

Hilltop Holdings Inc. is a diversified financial holding company based in Dallas, Texas, operating in the financial services sector. It operates through three main segments: Banking, Mortgage Origination, and Broker-Dealer. The Banking segment, through PlainsCapital Bank, offers business and consumer banking services, including various deposit accounts, loan products, treasury management, and wealth management. The Mortgage Origination segment, via PrimeLending, provides residential mortgage lending services, including fixed and adjustable-rate mortgages and government-backed loans. The Broker-Dealer segment, primarily through HilltopSecurities, offers investment advisory and securities brokerage services, including public finance, investment banking, derivatives advice, and underwriting of various bonds.

Hilltop Holdings has a significant national presence, with branch and office locations in 47 to 48 states and the District of Columbia. The company maintains a substantial footprint in its home state of Texas, with over 100 branches and office locations across the state.

Hilltop Holdings and its subsidiaries have been recognized as "Top Workplaces in the Financial Services Industry for 2025" by Energage. The company has demonstrated a commitment to sustainable business practices and ESG principles. Stockholders did not approve the 2024 compensation of the company's named executive officers, indicating a disconnect between executive compensation and shareholder sentiment.

Hilltop Holdings Inc. has a mixed ownership structure comprising institutional, insider, and retail investors. Institutions hold a significant stake, ranging from approximately 57% to 59% of the company, with major holders including BlackRock, Inc. and The Vanguard Group, Inc. Gerald Ford is the largest individual shareholder, owning approximately 25-26% of shares. Jeremy Ford directly holds about 2.2-2.57% of the total shares outstanding. The general public owns approximately 11-13% of the company.