Hawthorn Bancshares, Inc. (HWBK)

Over the past six months, Hawthorn Bancshares, Inc.'s stock price was impacted by several events. The company reported strong fourth-quarter and full-year 2025 results, leading to a surge in shares. A dividend increase was announced, marking the company's fifth consecutive year of dividend growth. Third-quarter 2025 net income was reported, showing improvement from the prior year quarter. Hawthorn Bancshares was added to the Russell 2000 and Russell 3000 indexes. A stock buyback program was initiated. The stock has shown positive performance over the past six months, with an increase.

The banking industry, including regional banks like Hawthorn Bancshares, is subject to seasonal trends in demand for its products and services, particularly loans. Demand for loans experiences low points in January and February, increases in March, and often peaks in August or September, before dropping again towards December. These fluctuations are often influenced by changes in interest rates and tax planning.

Hawthorn Bancshares, Inc. (HWBK) is a financial holding company operating through Hawthorn Bank, focusing on relationship banking for individuals and businesses. It offers deposit products like checking and savings accounts, lending solutions including commercial and residential loans, wealth management and trust services, business services such as treasury management, and other services like debit cards and internet banking.

Hawthorn Bancshares, Inc. has a concentrated market presence primarily within Missouri and extends into Kansas. Its headquarters are in Jefferson City, Missouri, and it serves communities in the greater Kansas City metropolitan area, Columbia, Springfield, and Clinton, Missouri.

Hawthorn Bancshares maintains a reputation as a community-focused financial institution dedicated to building strong, long-term relationships with its customers. While generally positive, there was a minor event related to asset quality. Zacks Investment Research initiated coverage with a "Neutral" recommendation, noting the stock's underperformance compared to peers but highlighting the company's operating strength and expanding margins.

Hawthorn Bancshares, Inc. has a mix of institutional and individual ownership. Institutional investors own a portion of shares, with major holders including Ategra Capital Management, LLC, Vanguard Group Inc, and BlackRock, Inc. Notable individual owners (insiders) include Douglas Eden, Gus Wetzel, David Turner, and Kathleen Bruegenhemke.