Hawthorn Bancshares, Inc. (HWBK)

In the past six months, Hawthorn Bancshares' stock has been impacted by several events, including the release of fourth-quarter 2025 results, which showed an increase from the prior year. The company also announced a cash dividend. Hawthorn Bancshares announced a definitive agreement to acquire FSC Bancshares, Inc. for approximately $28.3 million in a cash and stock transaction. Hawthorn Bancshares declared a quarterly cash dividend of $0.21 per common share, payable on July 1, 2026. Hawthorn Bancshares trimmed its first-quarter 2026 profit after reclassifying a $1.2 million gain, which reduced previously reported net income by $1.1 million and cut EPS by $0.15 for the quarter. Despite this revision, the company reported net income of $5.7 million and diluted EPS of $0.83 for Q1 2026, an increase from the prior year.

Hawthorn Bancshares, Inc. experiences some demand seasonality. Historically, November has been the strongest month for HWBK stock, while December tends to be the weakest month. The company has an average annual return of 1.19% with a monthly win rate of 47.6%. The consistency score for this seasonal pattern is considered "Poor", indicating that while patterns exist, they are not always reliable across different market conditions. The company's revenue engine is described as balanced to weather economic storms.

Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank, offering banking products and services to families and businesses. The company operates in the Financials sector, specifically within the Banks - Regional industry. Its major products and services include various deposit accounts, loans, and trust, wealth, and treasury management services. The company operates through two segments: banking and wealth management, with the banking segment generating the majority of its revenue.

Hawthorn Bancshares, Inc. is headquartered in Jefferson City, Missouri, and its Hawthorn Bank subsidiary serves families and businesses across Missouri. Its service areas include the greater Kansas City metropolitan area, Columbia, Springfield, Clinton, and Warsaw, Missouri. The company recently announced an expansion of its Missouri presence through the acquisition of FSC Bancshares, Inc., which will add approximately $384 million in total assets and nine branch locations in northern Missouri.

There are no specific events in the past year that have significantly negatively impacted Hawthorn Bancshares, Inc.'s brand reputation. The company emphasizes a relationship-driven and community-focused approach, having served families and businesses for over 150 years. The recent acquisition of FSC Bancshares, Inc. is framed as a strategic move to expand its community banking franchise and deliver an expanded range of products and services while maintaining personalized service.

Hawthorn Bancshares Inc. is owned by a mix of institutional shareholders, insiders, and retail investors. Institutional shareholders hold 30.68% of the stock, Hawthorn Bancshares insiders hold 27.91%, and retail investors hold 41.40%. Major institutional owners include Ategra Capital Management LLC, Vanguard Group Inc, and BlackRock, Inc. Jonathan Holtaway is the largest individual shareholder, owning 370,890 shares, representing 5.37% of the company.