Jack Henry & Associates, Inc. (JKHY)

In the past six months, Jack Henry & Associates (JKHY) stock has experienced a +6.12% change, trading between $144.12 and $196.00. A significant event was the release of its second-quarter fiscal year 2026 earnings on February 3, 2026, where the company reported an adjusted EPS of $1.72, exceeding the consensus estimate of $1.42 or $1.43, and revenue of $619.33 million, surpassing the forecast of $609.1 million. This performance led to a stock increase and the company raising its full-year GAAP revenue growth and EPS guidance.

Jack Henry & Associates benefits from a stable business model with over 92% of its revenue being recurring. The company's revenue growth is consistently driven by demand for its digital solutions, a beneficial product mix, and sales from new core wins, existing core customers, and non-core financial institutions. The consistent nature of its recurring revenue suggests a relatively stable demand profile throughout the year.

Jack Henry & Associates, Inc. (JKHY), founded in 1976 and based in Monett, Missouri, is a financial technology company that operates in the Technology sector, providing IT services and software. The company focuses on strengthening connections between financial institutions and their customers by offering technology solutions and payment processing services, primarily for community banks and credit unions. Its offerings include core processing solutions, electronic funds transfer, payment processing, risk management, cybersecurity, retail delivery, and online and mobile banking services. Key products include the Banno digital platform, Tap2Local merchant acquiring solution, and Jack Henry Rapid Transfers. The company is also involved in stablecoin initiatives, embedded payments, Banking-as-a-Service, Financial Crimes Defender, and Faster Payment modules.

Jack Henry & Associates is an American company headquartered in Monett, Missouri. The company has a significant presence across the United States, with over 6,800 employees in more than 20 states as of 2021. It serves approximately 7,400 clients, including nearly 1,000 banks and over 700 credit unions, with a focus on small and midsize institutions. Jack Henry maintains relationships with more than 80% of the financial institutions in the U.S. across its core, complementary, and payment segments.

Jack Henry & Associates has a strong brand reputation, recognized for its commitment to its employees and corporate responsibility. Newsweek named Jack Henry one of America's Most Responsible Companies in December 2023. The company has also been recognized by Forbes as one of America's "Best Large Employers" and named one of America's Most Loved Workplaces, highlighting its focus on a "people-first culture, service excellence, technology innovation, and well-defined strategy."

Jack Henry & Associates, Inc. (JKHY) is a publicly traded company with institutional investors holding the majority of shares, standing at 79.57% as of January 2026. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., Kayne Anderson Rudnick Investment Management LLC, and State Street Corp. Individual ownership accounts for 0.54% of the shares. The company operates on a one-share-one-vote principle, giving institutional investors the most significant voting power.