Jack Henry & Associates, Inc. (JKHY)

In the past six months, Jack Henry & Associates (JKHY) has experienced various analyst ratings and corporate events. Keefe, Bruyette & Woods and UBS maintained their "Market Perform" and "Neutral" ratings, respectively, on May 8, 2025. Wells Fargo initiated coverage with an "Underweight" rating on January 14, 2025. The company's stock price as of July 14, 2025, was $176.17 per share, an increase of 5.26% from July 15, 2024. Jack Henry & Associates is expected to release its next earnings report on August 26, 2025. For the last quarter, JKHY's earnings were $1.52 USD per share, exceeding the estimation of $1.37 USD by 10.98%. Revenue for the last quarter was $585.09 million USD, slightly below the estimated $587.28 million USD. Recent news includes Triangle Credit Union preparing for growth with Jack Henry, Jack Henry CFO Mimi Carsley participating in a Morgan Stanley Conference, and Jack Henry being recognized in U.S. News & World Report's 2025-2026 Best Companies to Work For. Abound Credit Union invested in technology modernization with Jack Henry on July 14, 2025. The stock dropped 1.64% on June 25, 2025, after market talk about JKHY underperforming the Dow and losing ground from its 52-week highs.

Information directly detailing the demand seasonality for Jack Henry & Associates' products and services is not explicitly available. However, the company's business model, which involves long-term contracts and a high percentage of recurring revenue, suggests a relatively stable demand for its core processing and complementary services. The demand for their products and services is driven by the ongoing need for financial institutions to enhance operational efficiency, improve customer service, and adapt to evolving consumer demands and trends in the financial services industry. The company's focus on helping banks and credit unions offer modern services to compete with larger institutions also indicates a consistent underlying demand. While specific seasonal fluctuations in demand are not detailed, the nature of their services as essential infrastructure for financial institutions implies a generally steady requirement for their offerings.

Jack Henry & Associates, Inc. (JKHY) is a financial technology company providing technology solutions and payment processing services to financial services organizations in the United States, focusing on small and midsize banks and credit unions. The company operates in the Technology Services sector, specifically in Packaged Software and EDP Services. Jack Henry's business is structured around four main segments: Core, Payments, Complementary, and Corporate and Other. The Core segment offers core information processing platforms. The Payments segment provides secure payment processing tools and services. The Complementary segment offers additional software, hosted processing platforms, and services. The Corporate and Other segment includes hardware and other products. Jack Henry also provides specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions, along with professional services, data centers, and software licensing.

Jack Henry & Associates, Inc. primarily serves financial institutions across the United States and is headquartered in Monett, Missouri. As of 2021, the company had more than 6,800 employees in over 20 states, and as of 2025, it has approximately 7,300 employees. The company serves approximately 7,500 clients, including nearly 1,000 banks and over 700 credit unions.

Jack Henry & Associates has maintained a positive brand reputation in the past year, evidenced by several recognitions. For the second consecutive year, Jack Henry was named one of America's best mid-size companies by TIME and Statista in July 2025. The company was also recognized in U.S. News & World Report's 2025-2026 Best Companies to Work For. Jack Henry was honored on Newsweek's list of "America's Most Responsible Companies 2022." The company emphasizes its commitment to corporate responsibility and sustainability, publishing sustainability reports that detail their environmental footprint and efforts. Their culture is built on guiding principles and core values.

Jack Henry & Associates, Inc. (JKHY) has significant institutional ownership, with 1,376 institutional owners and shareholders holding approximately 79.8 to 79.9 million shares, accounting for about 92.74% to 98.75% of the stock. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Morgan Stanley. Individual ownership, particularly by insiders, is a smaller percentage. Michael E. Henry is the largest individual shareholder, owning 1.52 million shares, representing 2.09% of the company. Overall, insiders hold approximately 0.51% to 7.43% of the stock. Retail investors hold approximately 0.00% to 49.53% of the stock.