KeyCorp (KEY)

KeyCorp's stock price has experienced fluctuations in the past six months. The stock closed at $23.21 on February 6, 2026, with a 52-week high of $23.29 and a 52-week low of $12.72. KeyCorp reported its fourth-quarter 2024 earnings on January 20, 2025, with an EPS of $0.41 and revenue of $2.01 billion. In August 2025, KeyCorp's share price experienced a dip, but a capital raise and securities portfolio repositioning in 2024 have contributed to margin expansion and improved credit quality. On September 17, 2025, KeyCorp lowered its prime lending rate to 7.25 percent from 7.50 percent.

The banking industry experiences seasonal trends in demand for its products and services, particularly for loans. Loan demand is typically lower in January and February, increases in March, peaks in August or September, and then declines until bottoming out in December. KeyCorp's overall banking operations would likely follow these broader industry trends in loan demand.

KeyCorp is a U.S. regional banking company headquartered in Cleveland, Ohio, operating within the financial sector and banking industry. Its business model includes consumer and commercial banking segments, offering a range of deposit, investment, lending, and advisory services to individuals, small businesses, institutional clients, and high-net-worth individuals. Through its Commercial Bank, KeyCorp provides corporate and investment banking products, focusing on middle-market clients in specific industry sectors.

KeyCorp's geographic footprint spans 15 states, with a strong concentration in Ohio, New York, and Washington. It also maintains a presence in the Midwest, Northeast, Pacific Northwest, Alaska, Colorado, Texas, and Utah. KeyBank National Association operates approximately 1,000 branches and over 40,000 KeyBank and Allpoint ATMs across these states.

KeyCorp has received positive recognitions, including being listed among "America's Best Companies" in 2026, "America's Most Cybersecure Banks" in 2024, and "Net Zero Leaders" in 2023. The company also celebrated its bicentennial in 2025. However, MarketsMOJO downgraded Key Corp Ltd's quality grade to "Below Average" as of October 16, 2025, and in May 2023, S&P Global Ratings revised its outlook on KeyCorp's long-term issuer credit ratings to negative from stable.

KeyCorp is heavily dominated by institutional owners, who collectively hold approximately 89% of the company's shares. Major institutional shareholders include Bank Of Nova Scotia, Vanguard Group Inc, and BlackRock, Inc. Information on major individual owners is not readily available, though insider transactions indicate individual ownership among company executives.