Kemper Corp (KMPR)

Kemper Corp.'s share price declined by 48.14% between November 20, 2024, and November 19, 2025, reaching a 52-week low of $43.44. Q3 2025 earnings reported on November 5, 2025, showed an EPS of $0.33, missing estimates, while revenue increased by 5.2%. Q2 2025 EPS also missed estimates, but revenue was up 8.5%. A $500 million stock buyback plan was authorized on August 5, 2025, and a quarterly dividend of $0.32 per share was declared. Analyst ratings have been adjusted by JMP Securities, Piper Sandler, Wall Street Zen, and Zacks Research.

Demand seasonality primarily affects Kemper Corp.'s Property & Casualty insurance segment due to the unpredictable nature of catastrophic events. Consumer demand for products within Kemper's Life segment has remained steady.

Kemper Corporation is a diversified insurance holding company based in Chicago, Illinois, operating in the Financial Services sector. It provides specialty insurance products and services, including auto, life, accident, health, homeowners, and renters insurance, focusing on niche and underserved markets.

Kemper Corporation operates solely within the United States, with its headquarters in Chicago, Illinois. California is a significant state for the company, contributing a large percentage of its Specialty Property & Casualty segment's premium revenues.

Kemper Corporation's brand reputation has seen positive affirmations in the past year. AM Best affirmed the company's credit ratings with an "A- (Excellent)" Financial Strength Rating and a "Stable" outlook. Kemper Auto launched "The Kemper Auto Mural Project: Conectando Comunidades" and expanded its "Read Conmigo bilingual educator grant program."

Kemper Corporation has a diverse investor base, with institutional investors holding approximately 85% of the company's shares. Major institutional owners include Vanguard Group Inc, BlackRock, Inc., Fuller & Thaler Asset Management, Inc., Aqr Capital Management Llc, Wellington Management Group Llp, Dimensional Fund Advisors Lp, and State Street Corp. Notable individual owners include Christina Singleton Mednick, Fayez Sarofim, and Christopher Binyon Sarofim. Insiders also hold a portion of the shares.