Kemper Corp (KMPR)

Kemper Corp. reported a net loss in Q4 2025, missing consensus estimates, leading to a stock price decline and analyst downgrades. In Q2 2025, adjusted earnings also fell short of estimates, causing a share price drop. Despite these challenges, Kemper retired debt, repurchased stock, and announced a quarterly dividend. As of February 6, 2026, the stock price was $34.24, with a 52-week low of $33.91 and a 52-week high of $72.25.

Demand for Kemper Corp.'s products and services exhibits seasonality. The company noted a decline in policies in force and written premium in the fourth quarter of 2025, attributing it partly to typical fourth-quarter seasonality.

Kemper Corp. is an insurance holding company in the Financials sector, specifically the Insurance industry, focusing on Property & Casualty insurance. It offers personal and commercial automobile insurance, as well as life and health insurance solutions through subsidiaries, distributing products via independent agents, brokers, and career agents.

Kemper Corp. operates exclusively within the United States, with its corporate headquarters in Chicago, Illinois.

Kemper's brand reputation has been indirectly affected by its financial performance, with weaker-than-expected quarterly results leading to stock price declines and analyst downgrades. While there were no major non-financial reputation events, the company launched a new personal lines product in Arizona and Oregon in Q2 2025.

Institutional investors hold a significant majority of Kemper Corp.'s stock, owning approximately 86.23% to 88% of the company's shares. Major holders include The Vanguard Group, Inc., BlackRock, Inc., and Fuller & Thaler Asset Management, Inc. Insiders held 0.77% of the stock as of October 2024, and the general public holds 11%.