LCNB Corp. (LCNB)

In the past six months, LCNB Corp. announced its 2026 first-quarter dividend in February 2026. In January 2026, the company reported its financial results for the three and twelve months ended December 31, 2025, with earnings per share missing estimates and an increase in the provision for credit losses. In November 2025, LCNB Corp. announced its 2025 fourth-quarter dividend. In October 2025, the company reported financial results for the three and nine months ended September 30, 2025, with net earnings per share improving 58.1% and announced a change to its Board of Directors.

LCNB Corp.'s business is not seasonal to any material degree. The demand for LCNB's core banking products and services does not exhibit significant seasonal patterns.

LCNB Corp. is a financial holding company in the Financial Services sector, specifically in the Banks - Regional industry. It provides commercial and personal banking services through LCNB National Bank, offering various loans, checking and savings accounts, wealth management, and additional services like safe deposit boxes and online banking.

LCNB Corp.'s operations are primarily in Southwest and South-Central Ohio, with a presence in Northern Kentucky. It operates over 36 full-service banking offices across several Ohio counties and expanded into the Columbus, Ohio market with the acquisition of Columbus First Bank in 2018.

LCNB Corp. generally maintains a positive brand reputation, characterized by strong asset quality, diversified loan exposure, and resilient non-interest income. The company is recognized for its conservative credit culture and proven credit, risk, and compliance teams. A notable event that could have impacted its reputation was the provision for credit losses in the fourth quarter of 2025, primarily due to a reserve against one loan in the logistics sector; however, LCNB stated that this event was isolated.

LCNB Corp. has a diverse ownership structure, with significant institutional and individual holders. As of April 8, 2026, 133 institutional owners and shareholders hold 5,677,546 shares. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc., and Dimensional Fund Advisors Lp. The general public holds 58.8% of the shares, while institutions hold 35.6%.