loanDepot, Inc. Class A (LDI)

In the past six months, loanDepot's stock price has experienced significant fluctuations. Key events impacting the stock include Q3 2025 earnings, where the company reported an adjusted net loss of $3 million, an improvement from the previous quarter, but the stock fell despite beating EPS expectations. The appointment of Nikul Patel as Chief Growth Officer led to a share increase. President Trump's proposed mortgage bond purchase caused a surge in shares, while his proposal to ban institutional home buying also positively impacted the stock. There have been reports of insider selling, including CEO Anthony Hsieh selling shares.

The demand for loanDepot's products and services is subject to seasonality and is highly sensitive to interest rate movements and housing inventory. The company's Q4 2025 origination volume outlook reflects market seasonality and ongoing challenges with housing affordability and availability. The mortgage market is cyclical, with origination volume often slowing down when interest rates are high.

loanDepot, Inc. is a technology-enabled non-bank mortgage originator and servicer based in Irvine, California, founded in 2010 by Anthony Hsieh. The company operates within the Financials sector, specifically in the Commercial & Residential Mortgage Finance and Finance: Consumer Services industries. loanDepot originates, sells, and services residential mortgage loans in the United States, leveraging its digital platform, mello, and a diversified distribution network. The company offers conventional and jumbo mortgages with fixed-rate and adjustable-rate options, including a Lifetime Guarantee. They provide government-backed loans like FHA and VA loans. Home equity products such as HELOC and HELoan are available. Ancillary services include settlement, real estate, and insurance services. Loan servicing is done in-house, with a significant Unpaid Principal Balance, providing a recurring revenue stream.

loanDepot, Inc. is headquartered in Irvine, California, and operates across the entire United States, holding licenses in all 50 states.

loanDepot aims to be the lender and employer of choice, operating on principles of value, ethics, and transparency, leveraging its technology assets. A notable event that impacted loanDepot's reputation in the past year was a data breach in 2024.

loanDepot, Inc. operates under a dual-class share structure, concentrating voting power with its founder, Anthony Hsieh. Major institutional owners include BlackRock, Inc., The Vanguard Group, Inc., and Millennium Management Llc. The largest individual shareholder is Anthony Li Hsieh, the founder, owning 39.26% of the company.