LM Funding America Inc (LMFA)

LMFA's stock price has experienced significant volatility and decline. In August 2025, a financing round raised a net of $21.3 million. The Q3 2025 earnings reported total revenue of $2.2 million, with a mining margin improving to 49.0%, and an EPS of -$0.49. In November 2025, the company reported 7.5 Bitcoin mined, a 27% increase month-over-month. In December 2025, LM Funding America announced the pricing of a registered direct offering for aggregate gross proceeds of $6.5 million and added 35 PH/s with the energization of its first Oklahoma immersion unit. In January 2026, the company announced a record monthly Bitcoin production of 7.5 Bitcoin in December 2025 and generated approximately $63,000 in curtailment and energy revenues. In February 2025, LM Funding America announced a strategic partnership with Luxor Technology Corporation to enhance its Bitcoin mining efficiency. In March 2025, the stock touched a 52-week low of $1.2 amid market challenges. Overall, the stock has fallen significantly over the past year.

Specific detailed information regarding the demand seasonality for LM Funding America, Inc.'s specialty finance products and services, or its Bitcoin mining operations, is not explicitly provided. While "LMFA Seasonality" is mentioned in the context of monthly stock returns, the underlying demand patterns for its business segments are not detailed. For Bitcoin mining, there is a general mention that "seasonal conditions support stronger output," but no specific patterns or explanations are given.

LM Funding America, Inc. operates as a diversified company with a focus on cryptocurrency mining and a legacy specialty finance business. The company operates through two segments: Specialty Finance, which provides funding to nonprofit community associations, and Bitcoin Mining Operations, which focuses on increasing Bitcoin per share through operational efficiency and capital management. LMFA falls under the Financial Services sector, with its specialty finance segment operating within the Credit Services industry and its Bitcoin mining operations placing it within the Digital Assets and Cryptocurrency Mining industries.

LM Funding America, Inc. is based in Tampa, Florida. Its specialty finance business primarily serves Florida, Washington, Colorado, and Illinois. The company's Bitcoin mining operations have a total power capacity of 26 MW across two sites in the US, with a 2 MW immersion expansion in Oklahoma expected to be online in December 2025. The company also acquired a Texas facility.

LMFA has a consensus rating of "Strong Buy" from analysts, indicating a positive outlook. The company's strategic shift towards Bitcoin treasury and mining is seen as a move to drive future value. Reports of improving mining margins and record Bitcoin production indicate operational efficiency. Despite positive analyst sentiment and operational improvements, the stock has experienced a significant decline and volatility. Strategic partnerships, such as with Luxor Technology Corporation, contribute positively to the company's image.

LM Funding America, Inc. is owned by a mix of institutional funds, retail investors, and company insiders. Approximately 19.94% to 22.73% of the company's stock is held by institutional investors, while insiders hold around 2.64%. Retail investors hold a substantial portion, approximately 76.33% of the stock. Major institutional shareholders include Anson Funds Management LP, Sabby Management, LLC, Armistice Capital, LLC, Renaissance Technologies LLC, Citadel Advisors LLC, Two Sigma Investments, LP, Vanguard Group Inc, GSA Capital Partners LLP, Geode Capital Management, LLC, and FSMAX - Fidelity Extended Market Index Fund. Bruce M. Rodgers, the CEO, owns the most shares among individuals.