Manhattan Bridge Capital, Inc. (LOAN)

Over the past six months, Manhattan Bridge Capital's stock price has declined, with a share price of $4.86 as of December 18, 2025, representing an 11.15% decrease from $5.47 on December 19, 2024. The stock price gained 0.439% on January 9, 2026, rising from $4.56 to $4.58. The stock has been in a wide and falling trend. On November 20, 2025, the Board authorized a common stock repurchase plan for up to 100,000 shares. Insider sentiment for LOAN is positive, with six different insiders making high-impact open-market purchases totaling $1.31 million over the last year, while selling $515.9K. In the past three months, insiders bought $18,600.00 in company stock and sold $0.00.

The provided information does not explicitly detail demand seasonality for Manhattan Bridge Capital's products and services. However, its demand could be influenced by broader real estate market trends, interest rate environments, and investor activity in its geographic footprint. A slowdown in new loan originations was noted for the nine months ended September 30, 2025, reflecting a challenging real estate market.

Manhattan Bridge Capital, Inc. (LOAN) is a publicly traded mortgage REIT specializing in short-term, secured first mortgage loans, often called "hard money loans," for real estate investors. The company offers non-banking loans for property acquisition, renovation, rehabilitation, or development, focusing on asset-backed financing secured by real estate collateral and personal guarantees. Risk mitigation is achieved through first-lien security interests, conservative loan-to-value ratios, and active portfolio monitoring. The company's sector is Real Estate, and its industry is Residential & Commercial REITs or Mortgage REITs.

Manhattan Bridge Capital primarily focuses its lending activities on the New York metropolitan area, including all five NYC Boroughs, Long Island, and Hudson Valley, Rockland, and Westchester counties. The company also extends its services to New Jersey, Connecticut, and Florida, with approximately 95.80% of its loans secured by properties in these core markets. The company operates primarily from its New York headquarters.

While specific details on public perception are not available, Manhattan Bridge Capital's consistent profitability and conservative underwriting contribute to a stable operational image. The company has been rated as a "leading Hard Money Lender in the New York Metropolitan area and in Florida". The company emphasizes its disciplined underwriting process, aiming to generate stable income and capital preservation for shareholders. Its election to be taxed as a REIT is also a core part of its value proposition for investors.

Manhattan Bridge Capital's ownership is a mix of institutional (15.50% to 22.99%), insider (23.18% to 24.50%), and retail investors (53.84%). The largest individual shareholder is CEO Assaf Ran, owning 26% of the shares. Major institutional owners include Melia Wealth LLC, Vanguard Group Inc, Mercer Global Advisors Inc /adv, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, Cary Street Partners Financial Llc, Shufro Rose & Co Llc, Bard Associates Inc, Renaissance Technologies Llc, Fortress Financial Solutions, LLC, and Beese Fulmer Investment Management, Inc.