Open Lending Corporation (LPRO)

Open Lending Corp.'s stock price has experienced a significant decline over the past year. In Q1 2025, the company reported a decrease in certified loans and total revenue. In Q2 2025, revenue beat analyst estimates, but EPS missed the consensus. The stock received an upgraded analysis rating in July 2025. Open Lending Corporation announced management changes in October 2025, CEO changes in March 2025, and appointed Todd C. Hart to its Board of Directors in September 2025. The Board of Directors authorized a share repurchase program in May 2025. Open Lending Corporation is scheduled to announce its third-quarter 2025 results after market close on Thursday, November 6, 2025.

Open Lending Corporation's business experiences demand seasonality, with net income subject to similar seasonal factors as its volumes and revenues. The decrease in certified loans in Q2 2025 was attributed in part to typical seasonality. The company's financial reports and analyses often display mean and median monthly returns to identify these seasonal patterns.

Open Lending Corporation (LPRO) is a financial technology company that provides lending enablement and risk analytics solutions for the automotive finance industry in the United States. It operates within the Financial Services sector, focusing on Personal Credit Institutions and Consumer Loans. The company's primary product is its Lenders Protection Platform (LPP), a cloud-based automotive lending platform that offers loan analytics, risk-based loan pricing, risk modeling, and automated decision technology. LPP facilitates the automated issuance of credit default insurance, enabling lenders to offer loans to near-prime and non-prime borrowers while mitigating risk. Open Lending serves credit unions, regional banks, finance companies, and captive finance companies of automakers.

Open Lending Corporation primarily operates within the United States.

Open Lending emphasizes its commitment to empowering financial institutions for 25 years, helping them create profitable auto loan portfolios with less risk and more reward. The company highlights its consistent base of customers and partners and efforts to enhance customer experience. Competitive factors for Open Lending include integration, customer service, brand, and reputation.

Open Lending Corporation's stock ownership includes institutional, retail, and individual investors. As of October 3, 2025, the company has 301 institutional owners and shareholders holding a total of 89,204,843 shares. Major institutional owners include T. Rowe Price Mid-Cap Value Fund, Inc., True Wind Capital Management, L.P., and BlackRock, Inc. Adam Clammer is the largest individual Open Lending shareholder, owning 16.53 million shares, representing 13.98% of the company.