Mastercard Incorporated Class A (MA)

Mastercard's stock has shown positive performance, increasing by 3.30% in the last month and 22.92% over the past year. The company reported strong financial results for Q1 2025, with EPS of $3.73 and revenue of $7.30 billion. The next earnings report is anticipated on July 31, 2025. Mastercard pays quarterly dividends, with the last dividend per share being $0.76.

While specific demand seasonality is not explicitly detailed, increased consumer spending in the spring can lead to higher transaction volumes. Historically, July has been noted as a month where Mastercard's stock price tends to close higher.

Mastercard, Inc. operates as a global technology company in the payments industry, connecting various entities worldwide. Its core business involves providing payment processing solutions for secure transactions. Mastercard offers a suite of payment solutions, including credit, debit, and prepaid cards, digital payment solutions, security services, Mastercard Send, Mastercard Move, advisory services, and open banking services.

Mastercard has an extensive global presence, operating in over 200 countries and territories and processing transactions in more than 150 currencies. Key regions include the United States and "Other countries." The company has also established a European Technology Hub in Dublin.

Mastercard's brand reputation has been influenced by ongoing legal challenges. A $5.6 billion settlement was upheld in March 2024 for an antitrust class-action lawsuit. Another antitrust suit saw a $66.7 million settlement reached in 2020, though appeals have kept the case in courts. Reports surfaced about planned increases in merchant fees, which Mastercard denied. Information security incidents are also recognized as potential risks.

Mastercard's ownership is predominantly institutional, with approximately 86.71% held by institutional shareholders. Insiders own about 10.22% of the company, while retail investors hold a smaller percentage. Major institutional owners include Mastercard Foundation Asset Management Corp, Vanguard Group Inc, BlackRock, Inc., State Street Corp, and JPMorgan Chase & Co. The top 18 shareholders collectively control 51% of the company's ownership.