MBIA Inc. (MBI)

MBIA's stock price has been impacted by several events over the past six months. MBIA reported better-than-expected Q3 2025 earnings with an EPS of $1.03. Moody's downgraded MBIA Insurance Corporation's rating and changed National Public Finance Guarantee Corporation's outlook to negative. MBIA Inc. reported a consolidated GAAP net loss for Q2 2025, leading to a stock drop. Director Shasta Theodore sold 20,000 shares of MBIA Inc. common stock. Roth/MKM raised its price target on MBIA Inc. to $7.00 from $5.00, maintaining a Neutral rating. The MBIA stock price has generally been falling and closed at $6.47 on August 27, 2025. MBIA Inc. declared an extraordinary cash dividend of $8.00 per share in December 2023.

Direct information on the seasonality of demand specifically for MBIA, Inc.'s financial guaranty insurance products is not explicitly available. The broader municipal bond market exhibits seasonal trends, with yields tending to be higher in the spring and lower in the winter. Demand is likely more influenced by overall economic conditions, interest rate environments, and the general activity in the municipal bond market rather than direct seasonal consumer purchasing patterns.

MBIA, Inc. operates in the financial services sector, providing financial guaranty insurance for municipal bonds and asset-backed securities. The company enhances creditworthiness through financial guarantees, lowering borrowing costs and protecting investors. Its major products include financial guaranty insurance for municipal bonds. MBIA operates through three segments: United States Public Finance Insurance, Corporate, and International & Structured Finance Insurance. The U.S. public finance insurance portfolio is managed by National Public Finance Guarantee Corporation, while the international and structured finance insurance business is managed by MBIA Insurance Corporation and its subsidiary.

MBIA, Inc. has a geographic footprint that spans the United States and international markets. Its U.S. public finance insurance activities are conducted through National Public Finance Guarantee Corporation, and its international and structured finance insurance business is handled by MBIA Insurance Corporation and its subsidiary. The company is headquartered in Purchase, New York, U.S.

MBIA's brand reputation has been shaped by its history, including exposure to the 2008 financial crisis. Moody's downgrade of MBIA Insurance Corporation and the negative outlook for National Public Finance Guarantee Corporation in October 2025 impacted its reputation. The ongoing resolution of its Puerto Rico Electric Power Authority (PREPA) exposure is a critical factor.

MBIA Inc.'s ownership is primarily institutional, with 196 institutional owners holding 26,521,763 shares. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., Wolf Hill Capital Management, LP, Valueworks Llc, Hosking Partners LLP, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, IWM - iShares Russell 2000 ETF, State Street Corp, Geode Capital Management, Llc, and Tcw Group Inc. Institutional investors hold approximately 60.95% of the stock, while retail and public investors account for 28.70%, and insiders hold 10.35%.