Metropolitan Bank Holding Corp. (MCB)

In the past six months, Metropolitan Bank Holding Corp. reported its third-quarter 2025 results with an EPS of $0.67, missing analysts' estimates, and revenue slightly exceeding estimates, leading to a stock price decrease. A quarterly cash dividend of $0.15 per share was declared. The company announced the release date for its fourth-quarter and full-year 2025 financial results. Between January 2, 2025, and December 31, 2025, MCB's share price increased by 31.45%, with a twelve-month low of $47.08 and a high of $82.47.

There is no explicit data detailing the demand seasonality for Metropolitan Bank Holding Corp.'s specific banking products and services. Banking products and services generally do not exhibit strong seasonal demand fluctuations like some consumer goods, though broader economic cycles can influence demand.

Metropolitan Bank Holding Corp. operates in the Financial Services sector, offering a range of business, commercial, and retail banking products and services, including deposit accounts and lending products like commercial real estate loans, C&I loans, and consumer loans. The company also provides cash management solutions, trade finance, electronic banking, cards, and specialized services, while strategically moving away from some prior Banking-as-a-Service revenues. MCB primarily serves small businesses, middle-market enterprises, public entities, and affluent individuals.

Metropolitan Bank Holding Corp.'s primary market is the New York metropolitan area, with six banking centers located in Manhattan, Brooklyn, and Great Neck, Long Island. The company is expanding into Lakewood, New Jersey, Miami, and West Palm Beach, Florida.

Metropolitan Bank Holding Corp. has maintained a positive brand reputation over the past year, being named one of Newsweek's Best Regional Banks in both 2024 and 2025. The Independent Community Bankers of America ranked the bank among the top ten successful loan producers for 2024. Kroll affirmed a BBB+ deposit rating on January 29, 2025. MCB earned a place in the Piper Sandler Bank Sm-All Stars Class of 2024 for the fourth time. Metropolitan Commercial Bank's Chief Information Security Officer was named among the Top Global CISOs of 2024 at CyberDefenseCon 2024. The bank was honored with a 2025 WebAward for Bank Standard of Excellence.

Metropolitan Bank Holding Corp. has significant institutional ownership, with 376 institutional owners and shareholders holding approximately 95.31% of the total shares outstanding. Major institutional owners include BlackRock, Inc., Patriot Financial Partners, Fmr Llc, and Vanguard Group Inc. Public companies and retail investors hold approximately 10.48% of the shares, while corporate insiders own 6.09% of the company's stock.