Mercury General Corporation (MCY)

Mercury General Corp. stock has experienced positive movement in the past six months. As of December 24, 2025, the share price was $94.66, a 38.03% increase from December 26, 2024. The company's shares have outperformed the S&P 500 by 27% over the last six months. Mercury General reported its Q3 2025 earnings on November 4, 2025, with an EPS of $3.86, surpassing analysts' estimates. Quarterly revenue also exceeded expectations, reaching $1.58 billion. The company disclosed a quarterly dividend of $0.3175 per share, paid on December 24, 2025. Q4 2025 earnings are estimated to be released on February 17, 2026.

While specific details are limited, Mercury Insurance acknowledges and addresses seasonal volatility related to weather. The company shares winter weather risk outlooks to help homeowners and drivers reduce preventable losses, indicating that certain periods, particularly winter, can bring increased risks that impact their insurance products. This suggests that demand for certain coverages, or the frequency and severity of claims, may fluctuate with seasonal weather patterns.

Mercury General Corporation is an insurance holding company that primarily focuses on personal automobile insurance in the United States. It operates in the Financials sector, specifically within the Property & Casualty Insurance industry, and offers a range of other insurance products, including homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. The company distributes its policies through independent agents, insurance agencies, and directly via internet sales portals.

Mercury General Corporation has a significant presence across multiple U.S. states, including Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia, with California being a key market. In addition to its U.S. operations, Mercury General also maintains branch offices in several U.S. locations and Shanghai, China.

Mercury General, through its Mercury Insurance brand, has focused on promoting safety and risk prevention. The company has shared holiday-focused road and home safety guidance for customers and highlighted practical, low-cost home security habits for policyholders. Mercury Insurance created the "Drive Safe Challenge" in 2016 to promote teen driver safety and shares winter weather risk outlooks to help homeowners and drivers reduce preventable losses.

Mercury General Corporation's ownership is distributed among institutional investors, individual investors (insiders), and retail investors. Institutional investors hold between 36.83% and 42.39% of the stock, with BlackRock, Inc. being the largest institutional shareholder. Insiders hold a significant portion, ranging from 35.50% to 52.03% of the stock, with George Joseph and his family owning 35.3% of the company. Retail investors account for 11.14% of the ownership.