Meridian Corporation (MRBK)

Meridian Corp. (MRBK) reported positive Q2 and Q3 2025 earnings, exceeding analysts' expectations. In Q2 2025, net income surged to $5.6 million, or $0.49 per diluted share, attributed to improved net interest margins, strong SBA loan sales, and seasonal mortgage activity. In Q3 2025, the company posted EPS of $0.58, also exceeding expectations. The company declared quarterly dividends of $0.125 per common share, with an ex-dividend date of November 10, 2025, and an estimated upcoming ex-dividend date of February 9, 2026. As of November 18, 2025, the share price was $14.40, a 1.27% increase from November 19, 2024.

Demand seasonality for Meridian Corporation's products and services is most notable in its mortgage banking segment, where residential mortgage lending is described as both seasonal and cyclical. The general banking industry can experience fluctuations based on economic cycles and business investment trends. The company's focus on community banking suggests a demand tied to regional business activity and consumer needs.

Meridian Corporation (MRBK) is the bank holding company for Meridian Bank, a state-chartered commercial bank established in 2004 and headquartered in Malvern, Pennsylvania. The company operates within the Financials sector, specifically in the Banks - Regional industry, providing commercial and consumer banking products and services through its Banking, Meridian Wealth, and Mortgage Banking segments. The Banking segment offers various deposit products and loans, the Meridian Wealth segment provides wealth management services, and the Mortgage Banking segment originates mortgage loans for 1-4 family dwellings.

Meridian Corporation primarily serves Pennsylvania, New Jersey, Delaware, and Maryland, with a presence in Florida through bank branches, mortgage, and wealth management offices. The corporate headquarters are located in Malvern, Pennsylvania.

Meridian Corporation has maintained a positive brand reputation, particularly within the community banking sector. Meridian Bank was named a 2025 Delaware Top Workplace by The News Journal. The bank emphasizes its "community touch" and actively supports local economic development. In January 2025, Meridian was ranked in the top 10% of small business administration lenders nationwide and was the top Pennsylvania-based lender in Greater Philadelphia for local SBA lending. In June 2022, Meridian Corporation was named a top-performing publicly traded community bank by American Banker.

Meridian Corporation (US:MRBK) has 176 institutional owners and shareholders, holding a total of 7,801,218 shares. Major institutional owners include Fourthstone LLC, Strategic Value Bank Partners LLC, Vanguard Group Inc, and BlackRock, Inc. Hedge funds owned 12% of Meridian as of November 2021. The general public holds a 34% stake, and insiders own a US$22 million stake, with CEO Christopher Annas holding 4.1% of the shares as of November 2021.