Midland States Bancorp, Inc. (MSBI)

Over the past six months, Midland States Bancorp's stock has increased by 15.33%, with a more recent increase of 20.85% in the past month. As of February 4, 2026, the share price was $23.97, a 23.68% increase from February 5, 2025. Key events include the Q4 2025 earnings report where the company reported a net loss but achieved adjusted earnings per share of $0.53, driven by strategic portfolio sales and credit enhancements. In Q3 2025, the company ceased originations in the equipment finance portfolio and saw the common equity tier 1 capital ratio rise to 9.4%. In Q1 2025, the company announced favorable underlying profitability trends and completed the sale of participation interests of consumer loans originated through the GreenSky program.

Midland States Bancorp experiences some demand seasonality, particularly concerning deposits. The first quarter of 2024 saw an increase in total deposits, primarily due to higher noninterest-bearing demand deposits and brokered time deposits, which partially offset seasonal outflows of servicing and public fund deposits.

Midland States Bancorp, Inc. (MSBI) functions as a financial holding company for Midland States Bank, delivering a wide array of banking products and services to individuals, businesses, municipalities, and other entities through its Banking and Wealth Management segments. The Banking segment provides commercial, real estate, construction, and residential loans, along with depository products. The Wealth Management segment offers financial and estate planning, trustee services, investment management, and other related services. MSBI is in the Financial sector, specifically the Regional - Pacific Banks industry.

Midland States Bank is headquartered in Effingham, Illinois, and operates 60 domestic locations across two states as of January 30, 2026.

Specific details on Midland States Bancorp, Inc.'s brand reputation in the past year are not available in the provided search results. The company emphasizes values such as integrity, accountability, teamwork, empowerment, and creativity. Midland States Bank reports have an aggregate usefulness score of 4.8 based on 138 reviews, which could be an indicator of customer satisfaction.

Midland States Bancorp, Inc. has 297 institutional owners and shareholders holding a total of 16,475,871 shares, with major holders including BlackRock, Inc. and Vanguard Group Inc. R. Robert Funderburg Jr. is the largest individual shareholder, owning 3.70% of the company. Institutional shareholders own 65.36% of MSBI, insiders own 15.10%, and retail investors hold 19.54%.