MVB Financial Corp. (MVBF)

MVB Financial Corp.'s stock price has been impacted by several events in the past six months. In Q3 2025, the company reported a net income of $17.1 million, driven by the sale of Victor Technologies and a securities repositioning. The company declared a quarterly dividend of $0.17 per share in November 2025. A stock repurchase program of up to $10 million was authorized in May 2025. Analysts initiated or adjusted their coverage, with TD Cowen initiating a "Buy" rating and Raymond James raising its price target. Members of MVB's executive leadership and board of directors purchased stock in March 2025.

Information detailing the demand seasonality for MVB Financial Corp.'s specific products and services is not readily available. Demand for products like mortgages or commercial loans can be influenced by economic cycles and interest rate fluctuations. The company's integration into digital financial services through Banking-as-a-Service (BaaS) suggests a different seasonality compared to traditional banking.

MVB Financial Corp. is a financial holding company operating as a community bank and a Banking-as-a-Service (BaaS) provider. Established in 1997 and headquartered in Fairmont, West Virginia, it operates in the financial services sector, specifically the banking industry. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company, offering deposit accounts, commercial and consumer lending, and treasury management services. MVB emphasizes technology and digital banking, providing fintech solutions for the gaming, payments, BaaS, and digital asset sectors.

MVB Financial Corp. has full-service branches in West Virginia and Virginia, and its MVB Mortgage subsidiary has locations in West Virginia, Virginia, Washington, D.C., North Carolina, and South Carolina. Its Banking-as-a-Service (BaaS) operations and fintech solutions extend its reach throughout the United States.

MVB Financial Corp. has maintained a positive brand reputation over the past year. MVB Bank earned five workplace awards in November 2025. Analysts have given the company a consensus rating of "Moderate Buy."

MVB Financial Corp. is a publicly traded company with ownership distributed among institutional investment firms, company insiders, and the general public. Institutional investors hold a majority of the shares. Major institutional owners include Wellington Management Group LLP, BlackRock, Inc., and Vanguard Group Inc. Key individual stakeholders include Larry F. Mazza, John W. Ebert, Dr. Kelly R. Nelson, and W. Marston Becker. Insiders collectively hold 11.66% of the stock.