National Bank Holdings Corporation Class A (NBHC)

In the past six months, NBHC's stock price has been influenced by several events. As of February 5, 2026, the latest closing stock price was $41.21. Recent analyst activity includes a consensus "Moderate Buy" rating, but there have been rating adjustments from various firms. The company reported its fourth-quarter and full-year 2025 financial results on January 27, 2026, missing analysts' consensus estimates. Short interest in National Bank increased recently, and Moody's Ratings assigned first-time ratings to NBHC and its subsidiary with a negative outlook.

The banking industry experiences seasonality in the demand for its products and services, particularly concerning new loans. Demand for loans is typically lower in January and February, increases in March, and peaks in August or September, followed by a decline until December. Fluctuations in interest rates and tax planning contribute to these seasonal changes.

National Bank Holdings Corp. (NBHC) operates in the Financials sector, specifically in the Regional Banks industry, providing a range of banking products and financial services to commercial, business, and consumer clients across the United States. The company offers deposit products, various loan types, treasury management solutions, and wealth management and trust and estate planning services through its subsidiary, Bank of Jackson Hole Trust.

National Bank Holdings Corporation operates over 90 banking centers primarily in high-performing, growth markets across the West, Midwest, and Southwest of the United States, including Colorado, the greater Kansas City region, Wyoming, Idaho, New Mexico, Texas, Utah, and Palm Beach, Florida. The company operates under several locally led and community-focused bank brands, including Community Banks of Colorado, Bank Midwest, Hillcrest Bank, Bank of Jackson Hole, and Vista Bank.

In the past year, NBHC's brand reputation has been influenced by its strategic acquisitions and operational considerations. Moody's Ratings noted that bank acquisitions have led to geographic dispersion and multiple brands, which can be challenging to manage, maintaining a negative rating outlook due to inherent risks associated with the Vista acquisition. National Bank Holdings Corporation supports its communities through annual "Do More" events and grants its associates paid time off to volunteer.

National Bank Holdings Corp. is predominantly owned by institutional investors, who hold approximately 94.7% of the shares. Major institutional owners include BlackRock, Inc., The Vanguard Group, Inc., and Victory Capital Management Inc. Individual insiders own about 5.24% of the company's shares.