NBT Bancorp Inc. (NBTB)

NBT Bancorp's stock has been influenced by earnings announcements, insider trading, and analyst sentiment. An Executive Vice President sold 2,400 shares of common stock for $99,000 on March 13, 2026. Analyst sentiment saw fluctuations with upgrades and downgrades. As of April 10, 2026, the stock price experienced a 1.38% fall, but it had risen in 8 of the preceding 10 days, showing a 6.16% increase over the prior two weeks. Over a broader period, the stock declined by 2.85% between March 28, 2025, and March 27, 2026, but demonstrated a 16.93% rise over the last 12 months.

Information explicitly detailing demand seasonality for NBT Bancorp's specific products and services was not found in the provided search results.

NBT Bancorp, Inc. is a financial holding company offering personal banking, commercial banking, and wealth management services. Through NBT Bank, N.A., it provides deposit accounts and various loan products. Additionally, it offers trust and investment services, financial planning, and life insurance services. Its financial services companies provide retirement plan and health savings account recordkeeping and administration, actuarial services, and a full range of insurance products.

NBT Bancorp operates across seven states in the Northeastern United States, with over 170 banking locations. In May 2025, the merger of Evans Bancorp, Inc. expanded NBT's presence into Western New York, including Buffalo and Rochester, adding 18 banking locations.

In 2025, NBT Bank introduced a new brand tagline, "It Starts Here," reflecting its commitment to serving customers. The company emphasizes community service, with employees contributing to local committees and boards. NBT Bank is also recognized as AARP Bank Safe Trained, indicating its efforts to prevent financial exploitation. No specific events negatively impacting NBT Bancorp's brand reputation in the past year were found.

NBT Bancorp's ownership is predominantly held by institutional investors, who collectively held approximately 67% of the company's stock as of April 2025. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, State Street Corp, and Dimensional Fund Advisors Lp. Mutual funds also represent a substantial portion of ownership, holding 38.19% as of March 2025. Insider ownership remains relatively low, at 1.59% as of April 2025.