NorthEast Community Bancorp Inc (NECB)

Over the past six months, NECB's stock price has increased by 6.53% compared to the previous week, but decreased by -1.71% over the last month and -5.99% over the last six months. On October 23, 2025, Northeast Community Bancorp reported a net income of $11.9 million, or $0.87 per basic share, for the third quarter of 2025, exceeding the consensus estimate of $0.81 per share, but a decrease compared to $12.7 million for the same period in 2024. For the first nine months of 2025, net income was $33.6 million, down from $36.9 million in the previous year. The company announced a quarterly dividend of $0.20 per share, payable around November 7, 2025, to stockholders of record on October 3, 2025. Insider trading activity shows that NECB insiders have sold stock three times, with no purchases. Institutional investors have shown mixed activity, with 53 adding shares and 40 decreasing their positions in the most recent quarter. Analyst sentiment has been positive, with Zacks Research upgrading shares to a "strong-buy" rating on October 1, 2025, and Weiss Ratings reissuing a "buy (b-)" rating on October 8, 2025.

Information regarding explicit demand seasonality for Northeast Community Bancorp, Inc.'s products and services is not explicitly detailed. However, the company has noted a continuing increase in loan demand, particularly in construction lending within high-demand, high-absorption sub-markets, and in its cooperative building lending program across Manhattan, Brooklyn, the Bronx, and Queens, suggesting a consistent demand in these specific lending areas.

Northeast Community Bancorp, Inc. (NECB) operates in the Financial sector, specifically within the Regional Banks industry. The company originates various types of loans, including construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate, and consumer loans. NECB also offers deposit products such as checking accounts, money market accounts, savings accounts, non-interest-bearing demand accounts, and certificates of deposit. Additionally, the company provides life insurance products, fixed-rate annuities, and investment advisory and financial planning services through Harbor West Financial Planning Wealth Management.

Northeast Community Bancorp, Inc. has full-service branches in several counties across New York and Massachusetts. In New York, its branches are in the Bronx, Orange, Rockland, and Sullivan Counties. In Massachusetts, it operates in Essex, Middlesex, and Norfolk Counties. The company also has loan production offices in White Plains and New City counties in New York, and Danvers, Massachusetts.

Northeast Community Bancorp has maintained a strong brand reputation over the past year due to its robust asset quality and consistent financial performance. The company reported strong asset quality with no non-performing loans at September 30, 2025, and a low ratio of non-performing assets to total assets at 0.03%. Performance metrics for the three and six months ended June 30, 2025, were strong, with a return on average total assets ratio of 2.27% and 2.20%, respectively, and a return on average shareholders' equity ratio of 13.37% and 13.18%, respectively. Analyst upgrades to "strong-buy" also reflect positive sentiment towards the company's performance. While net income for Q3 2025 and the first nine months of 2025 decreased compared to the previous year, the bank's asset quality remained strong, and loan demand continued to increase.

Major institutional owners of Northeast Community Bancorp, Inc. include LSV ASSET MANAGEMENT, AQR CAPITAL MANAGEMENT LLC, Millennium Management LLC, and Gamco Investors INC. Other institutional holders mentioned are Vanguard Fiduciary Trust Co. and DFA Australia Ltd. Insider selling has been observed from executives such as Jose M Collazo, John F McKenzie, and Donald S Hom.