NewtekOne, Inc. (NEWT)

Over the past six months, NewtekOne's stock has trended upwards by 14.11%. Key events include the release of Q4 2025 financial results, which missed analyst expectations, and the subsequent retirement of senior unsecured notes. Newtek Bank received awards for its lending capabilities and deposit accounts. The company introduced the Newtek Seven Day Business Loan™. Dividends were declared on common stock and Series B preferred shares. Technological advances, including AI, drove a record number of loan unit originations for Q1 2026. The stock moved above its 50-day moving average, indicating a potential upward trend.

NewtekOne's products and services may experience demand seasonality. Predictable price changes can occur around the same period each calendar year, potentially tied to specific months, quarters, holidays, or growing seasons.

NewtekOne, Inc. operates as a financial holding company serving the small- and medium-sized business (SMB) market in the United States, providing a suite of business and financial solutions under the Newtek and NewtekOne brands. The company offers banking services including various deposit accounts. It provides lending solutions such as SBA loans, commercial loans, and alternative loan programs. Payment processing services include credit and debit card processing and POS systems. Insurance services cover commercial, personal, and health insurance. Payroll and HR solutions encompass payroll management and tax reporting. Technology solutions include cloud computing, data backup, and e-commerce solutions.

NewtekOne, Inc. serves independent business owners across all 50 U.S. states. The company's service centers are entirely located within the United States, and its headquarters are in Boca Raton, Florida.

NewtekOne maintains a reputation for transparency as a publicly traded company. Newtek Bank received awards for its lending capabilities and deposit accounts, positively contributing to its brand image. However, the company's brand reputation has been impacted by strategic changes and past performance, including its conversion from a BDC to a bank holding company, leading to volatility. Its track record has been described as weak in terms of stable growth and profitability, with erratic EPS and a substantial reduction in dividends. Shareholder dilution has also occurred, and operating margins declined post-conversion.

NewtekOne, Inc. has a diverse ownership structure, with institutional shareholders holding 49.99% of the stock, NewtekOne insiders owning 53.31%, and retail investors holding 0.00%. Other sources indicate institutional ownership at 74.72% and mutual funds at 24.50%, with insiders holding 0.78%. Major institutional owners include BlackRock, Inc., The Vanguard Group, Inc., and State Street Global Advisors, Inc. Barry Sloane, the CEO, is the largest individual shareholder, owning 27.45% of the company, and Jeffrey Rubin owns 14.88% of the company.