Insperity, Inc. (NSP)

Insperity's stock price has experienced a significant decline over the past year. Recent quarterly earnings reports have impacted the stock, with Q2 2025 missing analyst estimates due to higher-than-expected benefits costs. Despite these challenges, Insperity announced a quarterly dividend of $0.60 per share and a strategic partnership with Workday. Analyst ratings have seen some adjustments.

Demand for Insperity's PEO services is primarily driven by ongoing business needs of small and medium-sized businesses (SMBs) rather than strong seasonal fluctuations. Key factors influencing demand include the SMB community's focus on growth and productivity, the need for competitive health care and employee benefits, the increasing costs associated with health and workers' compensation insurance, and the complexity of payroll and regulatory compliance.

Insperity, Inc. is a leading provider of human resources and business performance solutions for small and medium-sized businesses in the United States. Its core offerings are delivered through its Professional Employer Organization (PEO) HR Outsourcing Solutions, which include a comprehensive range of HR functions. Insperity has rebranded its flagship PEO solution to Insperity HR360 and its Workforce Acceleration offering to Insperity HRCore. The company has also introduced Insperity HRScale, a new solution developed through a strategic partnership with Workday, expected to be available to early adopter customers in 2026. Additionally, Insperity offers Insperity Contractor Management, powered by Wingspan, to help clients manage and pay 1099 contractors.

Insperity, Inc. primarily operates in the United States. As of December 31, 2021, the company operated through 85 sales offices in the United States, and more recently, it has expanded to over 90 locations nationwide with more than 100 sales offices throughout the U.S. Its headquarters are located in Kingwood, Texas.

Insperity maintains a strong brand reputation, evidenced by its certifications and ratings. The company is ESAC and IRS certified and holds an A+ rating from the Better Business Bureau. Positive news contributing to its reputation includes a study finding that Insperity HR360 delivered a positive 3-year return on investment and a partnership with Tiger Woods.

Insperity, Inc. has a mixed ownership structure, with institutional, insider, and retail investors. Institutional investors hold a significant portion of the company's stock. The largest individual shareholder is Paul J. Sarvadi, the co-founder, Chairman, and CEO. Insiders have shown mixed activity.