Insperity, Inc. (NSP)

Over the past six months, Insperity's stock price has experienced significant volatility and a notable decline. The share price as of April 28, 2026, was $35.25, representing a 47.57% decline from April 29, 2025, when it was $67.23. The stock fell by 50.56% over the last 12 months. The company reported a loss and lagged revenue estimates in Q4 2025, with gross profit falling 21% and a net loss of $33 million, leading to a stock decline. In Q4 2025, Insperity announced a workforce realignment, eliminating about 4% of non-sales roles. Following the Q1 2026 earnings report on April 30, 2026, Insperity issued cautious full-year guidance, lowering its adjusted EPS outlook and worksite employee guidance, which significantly contributed to a stock downturn. Ongoing margin uncertainty due to benefits cost volatility and weak small- and mid-sized business sentiment, along with a decline in average worksite employees, have negatively impacted the stock. CEO Paul Sarvadi made significant open market purchases of Insperity shares in March and May 2026, which temporarily boosted investor confidence and led to rallies. JPMorgan maintained an "Underweight" rating and cut its price target on the stock due to the disappointing guidance and margin concerns.

Insperity's business experiences demand seasonality, particularly around its "fall campaign and year-end transition." Historically, the number of paid worksite employees added from booked sales tends to exceed attrition during this period. In Q4 2025, the fall campaign and year-end client retention were impacted by the company's margin recovery efforts, resulting in a lower starting point for paid worksite employees.

Insperity, Inc. is a leading provider of human resources and business performance solutions, primarily serving small and medium-sized businesses in the United States. The company operates within the Industrials sector and the Staffing & Employment Services industry, also recognized in the Professional Employer Organizations industry. Insperity's core offerings are delivered through its PEO services, known as Workforce Optimization and Workforce Synchronization solutions, which involve a co-employment relationship with clients. The company provides a full-service PEO solution providing HR technology, compliance, and strategic support through Insperity HR360 solution. Insperity HRCore is a streamlined HR platform for payroll, compliance, and workforce management. Insperity HRScale is a scalable HR solution combining Insperity's expertise with Workday technology, targeting mid-market companies. Insperity provides comprehensive HR functions including payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. The company also provides performance solutions such as talent acquisition, retirement, and insurance services, as well as other services like contractor management and Perks+ services. Workforce Acceleration is a traditional payroll and human capital management solution.

Insperity, Inc. is headquartered in Kingwood, Texas. The company's operations are concentrated primarily within the United States, where it generates all of its revenue. Insperity maintains a national presence with over 90 locations, including four regional service centers and a presence in a majority of its 48 sales markets, with over 100 sales offices coast to coast.

Insperity has received positive recognition for its brand and community involvement in the past year. It was named in Inc.'s 2025 Best in Business List in the Best Customer Service and Best Community Initiatives categories. Newsweek recognized Insperity as one of America's Most Charitable Companies and one of America's Greatest Workplaces for Culture, Belonging & Community in 2026. The company received a Campus Forward Award from RippleMatch for excellence in early career recruitment strategy, innovation, and candidate experience in 2026. A study found that Insperity HR360 delivered a positive 3-year return on investment and significant qualitative benefits. Insperity celebrated its 40th anniversary in March 2026.

Insperity, Inc. has a mixed ownership structure comprising institutional, retail, and individual investors. Approximately 68.03% of the company's stock is owned by Institutional Investors, 6.09% by Insiders, and 25.88% by Public Companies and Individual Investors. Another source indicates 95.9% institutions and 4.09% individual insiders. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, Reinhart Partners, Inc., Bank Of America Corp /de/, Charles Schwab Investment Management Inc, Earnest Partners Llc, Goldman Sachs Group Inc, State Street Corp, Mawer Investment Management Ltd., and Invesco Ltd. Key individual insider owners include Paul J. Sarvadi, Jeffrey C. Smith, Richard G. Rawson, and Starboard Value LP.