OPFI

In the past six months, OppFi reported record first-quarter 2026 revenue of $151.9 million, an 8.3% increase year-over-year, but adjusted net income declined 11.2% due to increased credit costs, and a new $40 million share repurchase program was announced. In the second quarter of 2026, the company reported record revenue of $145.2 million, a 1.9% increase year-over-year, but missed analyst estimates for adjusted EPS and revenue, with adjusted net income dropping 27% and net originations declining 9% due to tightened underwriting; this led to a significant stock decline and lowered full-year 2026 guidance due to product launch and system migration delays. OppFi announced participation in various conferences in August and September 2026, and CEO Todd Schwartz purchased 3,300 shares in September 2026. BNCCORP stockholders approved the merger with OppFi, Inc. in September 2026. In October 2026, OppFi's stock price reached a new 52-week low of $5.91, accompanied by weakened analyst sentiment and a consensus 'Hold' rating. In April 2026, the company resolved two significant concerns by collapsing its Up-C structure and largely resolving California true-lender litigation.