OPHC

Over the past six months, OptimumBank Holdings, Inc. experienced an executive leadership transition in May 2026, with Timothy Terry retiring and Moishe Gubin appointed as CEO. In Q1 2026, the company reported strong financial results, with increased net income, total assets, gross loans, and total deposits. Analyst coverage was initiated by Brean Capital and Alliance Global Partners in April 2026, both with "Buy" ratings. The company held its annual shareholder meeting and investor day in April 2026, highlighting its successful year. OptimumBank was ranked #49 among the S&P Global Market Intelligence 2025 Top 100 Best-Performing U.S. Community Banks. In Q4 2025, OptimumBank reported earnings that surpassed forecasts. The bank launched OptimumFunding in February 2026 to expand its HUD and FHA lending.