Old Republic International Corporation (ORI)

In the past six months, ORI experienced several stock events. In Q4 2025, the adjusted EPS missed analyst expectations, leading to a stock drop, although revenue beat forecasts. Multiple directors received routine annual equity compensation awards. The SVP of Title Insurance sold shares of ORI stock. Old Republic announced a special dividend. Analyst ratings varied, with Weiss Ratings reiterating a "buy" rating, Zacks Research downgrading ORI to "strong sell," and Piper Sandler reissuing a "neutral" rating with a lowered target price.

The demand for Old Republic International Corp.'s products and services can be influenced by cyclical factors, particularly in its Title Insurance segment. Title premiums peaked in 2021–2022 and normalized in 2023–2024 due to a decline in mortgage activity. This shift has led investors to focus more on the stability of the General Insurance business. While the General Insurance segment focuses on commercial lines for specific sectors, the overall property & casualty insurance sector is cyclical.

Old Republic International Corporation (ORI) is a Chicago-based specialty insurance holding company founded in 1923, recognized as one of the nation's 50 largest shareholder-owned insurance businesses and a Fortune 500 member. The company generates revenue through insurance premiums, investment income, and fee-based services, operating through a decentralized model with specialized subsidiaries. Its main segments include General Insurance, which provides commercial property and liability insurance, and Title Insurance, which offers title insurance policies and related services. Additionally, the Republic Financial Indemnity Group (RFIG) is in run-off mode.

Old Republic International Corporation has a robust market presence across the United States and Canada. The company distributes its General Insurance products primarily through independent agents and brokers. For its Title Insurance business, it relies on referrals from real estate professionals, lenders, and a network of 270 company branch offices across all 50 U.S. states.

Old Republic International cultivates a culture of integrity, customer focus, and financial strength. The company emphasizes its long-standing history since 1923, its Fortune 500 status, and its consistent payment of regular cash dividends for 84 years, with annual increases for the past 44 years, contributing to a reputation for reliability and financial stability. No specific negative events significantly impacting Old Republic International Corp.'s brand reputation in the past year were found in the provided search results.

Old Republic International Corp. has a dispersed shareholder base, with institutional investors holding a significant stake, often exceeding 70%. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., and State Street Corp. Individual insider ownership is modest, typically in low single-digit percentages, with no controlling insider.