Old Second Bancorp, Inc. (OSBC)

In the past six months, OSBC's stock has trended upwards. In October 2025, Old Second National Bank completed the integration of Evergreen Bank Group and reported its Third Quarter 2025 net income. In December 2025, a director executed an open-market sale of shares. In January 2026, the company's share price crossed above its 200-day moving average.

Old Second Bancorp, Inc. experiences demand seasonality for its lending products, with loan growth typically seen in the second and third quarters due to seasonal construction and business activities.

Old Second Bancorp, Inc. (OSBC) functions as the bank holding company for Old Second National Bank, delivering community banking services in the United States. It offers deposit products like checking, NOW, money market, savings, time deposit, and individual retirement accounts. Lending products include commercial and industrial loans, commercial real estate loans, and residential real estate loans. The company also provides online and mobile banking, corporate cash management products, and investment, agency, and custodial services.

Old Second Bancorp, Inc. is headquartered in Aurora, Illinois, and serves clients across Illinois, with offices in Kane, Kendall, DeKalb, DuPage, LaSalle, Cook, and Will Counties.

Old Second Bancorp, Inc. generally holds a positive brand reputation among analysts, with a consensus rating of "Moderate Buy". In October 2025, Weiss Ratings reaffirmed a "buy" rating, Keefe, Bruyette & Woods raised their price objective and gave an "outperform" rating, and Wall Street Zen upgraded the company from a "sell" to a "hold" rating. The successful integration of Evergreen Bank Group in October 2025 also contributed positively to its standing.

Institutional investors hold a significant stake in Old Second Bancorp, Inc., controlling approximately 74% of the company's shares. The general public holds about 23% ownership, and the company's CEO directly holds 0.8% of the total shares outstanding.