OSBC

In the past six months, Old Second Bancorp's stock was impacted by several events. The company reported its first-quarter 2026 earnings on April 22, 2026, with net income of $25.6 million, or $0.48 per diluted share, missing the consensus estimate of $0.52 per share, but net income and basic EPS increased compared to the first quarter of 2025. Revenue for Q1 2026 was $84.3 million, up 19% from Q1 2025, and was in line with analyst estimates. The net interest margin expanded to 5.14% in Q1 2026. Credit costs rose significantly, with the provision for credit losses climbing to $9.5 million from $2.4 million, and net charge-offs reaching $10.8 million. Old Second Bancorp declared a cash dividend of $0.07 per share on April 21, 2026, payable on May 11, 2026. The company also completed a $23.1 million share repurchase program during the first quarter of 2026. Analysts have a consensus rating of "Moderate Buy" for Old Second Bancorp, with an average price target of $23.50.