Oxbridge Re Holdings Limited (OXBR)

Oxbridge Re Holdings Ltd.'s stock experienced a significant decline of 70.15% between December 30, 2024, and December 26, 2025. In Q2 2025, the company reported increased net premiums earned but faced a significant net loss, leading to a stock fall. In Q3 2025, Oxbridge Re reported increased revenue and a net income, but still posted a net loss for the first nine months of 2025. The company partnered with Midnight Foundation to advance tokenization of real-world assets and with Alphaledger to bring tokenized reinsurance to the Solana ecosystem. Oxbridge Re participated in Abu Dhabi Finance Week and Solana Breakpoint 2025 to showcase its tokenized reinsurance solutions. The stock price gained 3.01% on January 9, 2026, and was up by 13.22% over the two weeks prior.

The demand for Oxbridge Re Holdings Ltd.'s core reinsurance products is seasonal due to its focus on underwriting property and casualty insurance in the Gulf Coast region of the United States, which is susceptible to hurricanes. The company's tokenized reinsurance offerings are structured around treaty years, linking its business to seasonal weather patterns, suggesting higher demand around hurricane seasons.

Oxbridge Re Holdings Ltd., based in the Cayman Islands, is a specialty property and casualty reinsurer operating in the Financial sector. It provides reinsurance solutions to property and casualty insurers through its subsidiaries, focusing on underwriting fully collateralized reinsurance contracts, primarily in the U.S. Gulf Coast region. Oxbridge Re has also digitized reinsurance securities through its Web3 subsidiary, offering tokenized Real-World Assets (RWAs) like DeltaCat Re, EtaCat Re, and ZetaCat Re. Additionally, the company offers fractional aircraft ownership, jet card services, aircraft brokerage, and charter services.

Oxbridge Re Holdings Ltd. is headquartered in the Cayman Islands, with its primary geographic focus for underwriting property and casualty reinsurance contracts being the Gulf Coast region of the United States.

Oxbridge Re Holdings Ltd. has cultivated a reputation as a pioneer in the digitization of reinsurance securities and a leader in the tokenized Real-World Assets (RWAs) space. The launch of 2025 tokenized reinsurance offerings, including EtaCat Re and ZetaCat Re, has broadened investor access. Strategic partnerships with companies like Alphaledger and Midnight Foundation, and participation in major blockchain events, have enhanced its visibility. The company has highlighted successful payouts, such as DeltaCat Re exceeding its targeted payout. However, financial performance in Q2 and Q3 2025, including net losses, and financial strain due to Hurricane Milton could be points of concern.

Oxbridge Re Holdings Ltd. is owned by a mix of institutional shareholders (7.98%), company insiders (29.12%), and retail investors (62.89%). Major institutional owners include Geode Capital Management, Llc, LPL Financial LLC, Vanguard Group Inc., Henrickson Nauta Wealth Advisors, Inc., Renaissance Technologies Llc, and Virtu Financial LLC. Allan S. Martin is the largest individual shareholder, owning 8.39% of the company's shares.