Oxbridge Re Holdings Limited (OXBR)

Oxbridge Re Holdings Ltd. has experienced stock volatility and financial reporting events over the past six months. In November 2025, the company reported a third-quarter profit but a net loss for the first nine months of the year, with a decline in net premiums earned and a significant increase in the combined ratio. In August 2025, the company announced increased net premiums earned for the second quarter but reported a higher net loss compared to the previous year. The stock price has shown volatility, with a recent decline as of February 5, 2026. Insider trading activity has been observed, with selling in September, August, and July 2025, and buying in May and February 2025. Analysts have a consensus price target of $5.00 for OXBR.

The demand for Oxbridge Re Holdings Ltd.'s reinsurance products in the Gulf Coast region is highly seasonal, significantly influenced by hurricane seasons, leading to volatile financial results. The company's performance is heavily dependent on weather patterns, resulting in a binary outcome each year.

Oxbridge Re Holdings Ltd., based in the Cayman Islands, specializes in providing property and casualty reinsurance solutions, primarily to insurers in the U.S. Gulf Coast region. It underwrites fully collateralized policies for property losses from specified catastrophes, focusing on medium-frequency, high-severity risks. Oxbridge Re is also involved in digitizing reinsurance securities into Real-World Assets (RWAs) through its Web3 subsidiary, SurancePlus Inc., offering tokenized securities like the Cat Re token series. Additionally, the company provides fractional aircraft ownership, jet card services, aircraft brokerage, and charter services.

Oxbridge Re Holdings Ltd. is headquartered in George Town, Grand Cayman, Cayman Islands, with its primary reinsurance market being the Gulf Coast region of the United States.

Oxbridge Re Holdings Ltd. has been actively building its brand reputation as a pioneer in digitizing reinsurance securities and Real-World Assets (RWAs). Through its subsidiary SurancePlus Inc., the company became the first public entity to issue a security token in reinsurance. Oxbridge Re and SurancePlus have participated in global blockchain and RWA events, showcasing SurancePlus, strengthening industry relationships, and exploring new partnerships.

Oxbridge Re Holdings Ltd. has a diverse ownership structure, including institutional, insider, and retail investors. Approximately 7.98% of the stock is held by institutional shareholders, 29.12% by insiders, and 62.89% by retail investors. Major institutional owners include Geode Capital Management, Llc, and Vanguard Group Inc. Key individual owners (insiders) include Allan S. Martin, Sanjay Madhu and Paresh Patel, with Allan S. Martin being the largest individual shareholder.