Peoples Bancorp of North Carolina, Inc. (PEBK)

Over the past six months, Peoples Bancorp of North Carolina, Inc. has experienced several notable stock events. The stock price increased by 45.52% between March 3, 2025, and March 2, 2026, with a price return of +37.3% over the last year and +25.3% in the last six months. The company consistently declared cash dividends, including a special cash dividend on January 23, 2026, and raised the quarterly dividend by 5% to $0.21 in February 2026. Earnings reports for the fourth quarter and full-year 2025 were announced on January 26, 2026, with a GAAP EPS of $1.21 and revenue of $24.98 million. A stock repurchase plan was authorized on March 13, 2025. There was a significant increase in short interest in March 2026, rising by 45.9% to 55,373 shares as of March 13th. A director, James S. Abernethy, sold 1,000 shares of the company's stock on February 9, 2026.

The provided information does not explicitly detail the demand seasonality for Peoples Bancorp of North Carolina, Inc.'s products and services. While general banking activities can be influenced by economic cycles and specific times of the year, the available search results do not provide specific insights into the seasonal fluctuations of demand for PEBK's offerings.

Peoples Bancorp of North Carolina, Inc. is a bank holding company for Peoples Bank, a state-chartered commercial bank established in 1912 and headquartered in Newton, North Carolina. The company operates in the Financial sector, specifically within the Banking Services or Regional Banks industry, providing a range of banking products and services to individuals and small-to-medium-sized businesses, including deposit products, loans, investment counseling, brokerage services, and real estate appraisal services.

Peoples Bancorp of North Carolina, Inc. primarily serves communities within North Carolina, operating 15 offices across Catawba, Lincoln, Iredell, Alexander, and Mecklenburg counties. It also maintains loan production offices in Lincoln, Mecklenburg, and Rowan Counties, with its corporate office located in Newton, North Carolina.

Peoples Bancorp of North Carolina emphasizes a brand reputation built on "exceptional service" and a commitment to community banking. The company's 2025 annual report highlights its 113th consecutive year of adhering to values of delivering exceptional service to customers, communities, and shareholders. The report also noted record financial results in 2025 and ongoing efforts to manage capital, liquidity, and credit risk. The company is actively investing in digital banking solutions and has appointed a Chief Digital Officer, signaling a commitment to technological innovation and enhanced customer experience via mobile banking and debit card controls.

Peoples Bancorp of North Carolina, Inc. has a mix of institutional and individual owners. As of March 19, 2026, there were 105 institutional owners holding a total of 2,413,467 shares, representing 42.91% of the company's ownership. Insiders own 80.13% of the company. Major institutional owners include Wellington Management Group LLP, BlackRock, Inc., and Vanguard Group Inc. Key individual insider owners include James S. Abernethy, Robert C. Abernethy, Benjamin I. Zachary, and Christine S. Abernethy.