Peoples Bancorp of North Carolina, Inc. (PEBK)

Over the past six months, Peoples Bancorp of North Carolina, Inc. (PEBK) stock has increased by 19.14% as of October 23, 2025, and gained 9.9% since its third-quarter 2025 earnings report. Key events include the third-quarter 2025 earnings report with net earnings of $3.7 million, dividend declarations of $0.20 per share, an ongoing stock repurchase plan, and second-quarter 2025 results with net earnings of $5.2 million.

Information explicitly detailing demand seasonality for Peoples Bancorp of North Carolina, Inc.'s products and services is not readily available. General economic conditions and monetary and fiscal policies significantly influence the bank's operations.

Peoples Bancorp of North Carolina, Inc. (PEBK) is a bank holding company for Peoples Bank, serving individuals and small to medium-sized businesses in North Carolina's Catawba Valley. The company operates through Banking Operations, Community Bank Real Estate Solutions, LLC (CBRES), and other subsidiaries, offering a diversified loan portfolio and appraisal management services.

Peoples Bancorp of North Carolina, Inc. operates 15 banking offices in Catawba, Lincoln, Iredell, Alexander, and Mecklenburg counties, along with loan production offices in Lincoln, Mecklenburg, Rowan, and Forsyth Counties. The bank serves communities including Lincolnton, Newton, Denver, and Charlotte, primarily within a 50-mile radius of its Newton headquarters.

Peoples Bancorp of North Carolina, Inc. has demonstrated resilience through disciplined balance sheet management, strong deposit growth, and a focus on high-quality lending. The company reported solid Q3 earnings and loan growth in October 2025, which generally contributes positively to its reputation. No specific negative events impacting the brand reputation were found.

Peoples Bancorp of North Carolina, Inc. (PEBK) is primarily owned by institutional shareholders (42.01%) and company insiders (76.42%), with minimal retail investor presence. Major institutional owners include Wellington Management Group LLP, Blackrock Inc, and Vanguard Group Inc. James S. Abernethy is the largest individual shareholder, owning 33.93% of the company's shares.