Peoples Bancorp of North Carolina, Inc. (PEBK)

In the past six months, Peoples Bancorp of North Carolina (PEBK) has declared cash dividends, including a regular cash dividend of $0.20 per share for the first quarter of 2025, distributing a total of $0.96 per share to shareholders over the last 12 months. The stock has experienced a 52-week high of $33.90 and a 52-week low of $23.74. Recent technical indicators suggest potential upward trends, with the MACD turning positive on November 13, 2025, and the 10-day moving average crossing above the 50-day moving average on November 24, 2025. The company also announced its Third Quarter 2025 results on October 20, 2025. News regarding proposed new regulations by the Federal Reserve to ease capital requirements for large banks, reported on October 22, 2025, could generally impact banking stocks, including PEBK.

While specific details on the demand seasonality for Peoples Bancorp of North Carolina's individual products and services are not explicitly provided, the company's Tickeron Seasonality Score of 75 suggests that the company is slightly overvalued in the industry due to predictable price changes that occur around the same period each calendar year. These seasonal patterns can be influenced by specific months, quarters, holidays, or even meteorological conditions, which can lead to variances in demand for many products, including banking services. This indicates that PEBK likely experiences fluctuations in demand for its banking products and services tied to recurring annual cycles.

Peoples Bancorp of North Carolina, Inc. (PEBK) is a holding company for Peoples Bank, a state-chartered commercial bank established in 1912 and headquartered in Newton, North Carolina. The company operates within the Finance sector, specifically in the Regional Banks industry, offering a range of banking products and services to individuals and small to medium-sized businesses through its Banking Operations, Community Bank Real Estate Solutions, LLC (CBRES), and Other segments. These services include deposit accounts, various types of loans, and wealth management and trust services. The CBRES segment provides appraisal management services to community banks.

Peoples Bancorp of North Carolina primarily serves communities across North Carolina, operating 16 banking offices in the Catawba Valley and surrounding areas, including cities such as Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh, and Cary. Additionally, the company maintains loan production offices in Lincoln, Mecklenburg, and Rowan Counties and has expanded into the New River Valley in Virginia through the acquisition of FNB Corporation branches.

Peoples Bancorp of North Carolina has cultivated a reputation for stability, reliability, and providing personalized banking experiences. The company is committed to community growth and customer satisfaction, guided by core values of integrity and service, and aims to build lasting relationships. No specific events negatively impacting Peoples Bancorp of North Carolina's reputation in the past year were found in the provided information.

Peoples Bancorp of North Carolina exhibits a mixed ownership structure, with significant institutional and insider holdings. Major institutional owners include Wellington Management Group LLP, Vanguard Group Inc., Blackrock Inc., Dimensional Fund Advisors LP, Geode Capital Management LLC, Bridgeway Capital Management LLC, and Arrowstreet Capital Limited Partnership. Key individual and insider owners include James S. Abernethy (who holds 33.91% of the company's shares), Robert C. Abernethy, Benjamin I. Zachary, Christine S. Abernethy, and Dan Ray Timmerman Sr. Institutions collectively hold a significant 42% stake in the company.