Peoples Bancorp of North Carolina, Inc. (PEBK)

Over the past six months, Peoples Bancorp of North Carolina experienced several notable stock events, including the release of Q4, Q3 and Q2 2025 earnings reports. The company declared a special cash dividend of $0.17 per share and increased its annual dividend to $0.96 per share in 2025. Director James S. Abernethy reported indirect sales of common stock on multiple dates. Q4 2025 net earnings benefited from a $3.0 million net gain. The stock price has seen a significant increase of +36.67% over the past six months.

The provided information does not explicitly detail demand seasonality for Peoples Bancorp of North Carolina's specific products and services. It is not possible to definitively state the seasonality of its demand.

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank, a community-focused financial institution established in 1912 and headquartered in Newton, North Carolina. The company falls under the Financials sector and the Banking Services industry. PEBK provides a comprehensive array of banking and financial services to individuals and small-to medium-sized businesses, including deposit products, lending solutions, investment services, real estate services, and other services like treasury management and digital banking.

Peoples Bancorp of North Carolina, Inc. primarily serves the western region of North Carolina, with its corporate office in Newton. It operates 15 banking offices across Catawba, Lincoln, Iredell, Alexander, and Mecklenburg counties, and maintains loan production offices in Lincoln, Mecklenburg, Rowan, and Forsyth Counties. Some sources indicate 17 banking offices in cities including Lincolnton, Newton, Hickory, Charlotte, Mooresville, and Raleigh, along with loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem.

Peoples Bancorp of North Carolina has cultivated a strong reputation for community banking excellence throughout its 113-year history. The company demonstrated exceptional leadership, soundness and financial security amidst broader industry concerns about bank failures, which helped to build customer confidence. The company also enhanced its community involvement in the past year, increasing volunteer hours by 13% and focusing on non-profits and education. The company has a consensus "Hold" rating from analysts.

Institutional investors hold a substantial portion of Peoples Bancorp of North Carolina's stock, with approximately 43.83% held by institutions. Major institutional owners include Wellington Management Group LLP, BlackRock Advisors LLC, and Vanguard Fiduciary Trust Co. Insiders collectively own 16.94% of the company's stock, with Robert Abernethy noted as an individual owner.