Peoples Bancorp Inc. (PEBO)

Several events impacted Peoples Bancorp, Inc. (PEBO) stock over the past six months. The company announced its third-quarter 2025 results on October 21, 2025, surpassing analyst estimates and declared a quarterly dividend of $0.41. On December 29, 2025, Peoples Bancorp, Inc. announced its fourth-quarter 2025 earnings release date. Weiss Ratings upgraded Peoples Bancorp from a "hold" to a "buy" rating in December 2025. Director Carol Schneeberger sold 1,000 shares on January 8, 2026. PEBO's stock experienced a -3.92% change over the past year and underperformed both the US Banks industry and the overall US Market, but has shown stable price volatility over the last three months.

The banking industry, including Peoples Bancorp, Inc., experiences seasonality, particularly in loan demand, which is typically lowest in January and February and peaks in August or September. Fluctuations in interest rates are a key driver of this pattern. There is increased demand for investment services in December and early January due to portfolio rebalancing and tax planning. Tax planning also contributes to a seasonal rise in banking activity starting in March. Deposit growth in the first quarter of 2025 was influenced by seasonality in money market and governmental deposit accounts. Economic reports indicated modest increases in loan demand and expectations for continued growth as consumer confidence improves.

Peoples Bancorp, Inc. (Ohio) is a diversified financial services holding company offering banking, trust and investment, insurance, premium financing, and equipment leasing solutions. The company provides deposit accounts, loan products, debit and ATM cards, safe deposit rental facilities, money orders, cashier's checks, and online, telephone, and mobile banking services. It also offers life, health, and property and casualty insurance products, third-party insurance administration, interactive teller machines, insurance premium financing, commercial and technology equipment leasing, fiduciary and trust services, equipment financing agreements, asset management and administration services, and employee benefit, retirement, and health care plan administration services. Additionally, the company facilitates brokerage services, provides credit cards, and offers merchant credit card transaction processing and payment processing services.

Peoples Bancorp, Inc. is headquartered in Marietta, Ohio, and operates across multiple states. As of September 30, 2025, it had 145 locations, including 127 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C., and Maryland. Peoples Premium Finance is located in Lee's Summit, Missouri, North Star Leasing in Burlington, Vermont, and Vantage Financial in Excelsior, Minnesota.

Peoples Bancorp, Inc. aims to be recognized as the "Best Community Bank in America" and was acknowledged by Newsweek as one of America's Best Banks in 2023. Its reputation is supported by a focus on local economic trends, digital innovation, and personalized service, contributing to loan and deposit growth. The company emphasizes strategic risk management and capital allocation to improve credit quality and operational efficiency. No specific negative events significantly impacted the company's brand reputation in the past year.

Peoples Bancorp, Inc. is a publicly traded company on the NASDAQ Global Select Market with ownership distributed among institutional investors, company insiders, and the general public. Institutional investors hold the majority of shares, with their stake increasing from 58.41% in October 2024 to 60.64% in March 2025. Major institutional shareholders include The Vanguard Group, Inc., Franklin Resources, Inc., and State Street Global Advisors, Inc. Insider ownership also saw a slight increase. Recent insider activity in July 2025 indicated more shares were bought than sold, but Director Carol Schneeberger sold shares in January 2026. Over the past year, there were 14 insider buys and 10 insider sells.