Principal Financial Group, Inc. (PFG)

Over the past six months, Principal Financial Group's stock (PFG) has seen a 13.26% increase, and a 27.16% increase over the past year. Key events impacting the stock include earnings reports, analyst actions, insider activity, and stock movement. PFG reported its Q4 2025 earnings on February 9, 2026, after market close, and shares declined by 2.4% the next day. Barclays lowered its price target for PFG from $85.00 to $84.00, while UBS Group raised its price target to $94.00. Bank of America raised its price target from $95.00 to $96.00 and maintained a "neutral" rating. Weiss Ratings upgraded Principal Financial Group from a "hold (c+)" to a "buy (b-)" rating in December 2025. Insiders have sold significantly more company stock than they have bought in the past three months. PFG's stock moved above its 50-day moving average on April 8, 2026, indicating a shift to an upward trend.

Principal Financial Group's financial results exhibit typical seasonality, with fourth-quarter results often reflecting "typical seasonality and one-time expenses." While the specific drivers for the seasonality across its diverse product and service offerings are not explicitly detailed, the existence of such patterns is acknowledged.

Principal Financial Group, Inc. (PFG) is a global financial investment management and insurance company headquartered in Des Moines, Iowa. It operates in the Financial Services sector, primarily in the Asset Management and Life & Health Insurance industries. The company's major products and services are delivered through three main segments: Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. The Retirement and Income Solutions segment offers a comprehensive portfolio of retirement and related financial products and services and is the largest contributor to the company's revenue. The Principal Asset Management segment focuses on global investment solutions. The Benefits and Protection segment delivers specialty benefits such as group dental and vision insurance, group life and other insurance, and group and individual disability insurance.

Principal Financial Group has a significant global presence, serving approximately 70 million customers across 27 nations and territories. Its global headquarters are in Des Moines, Iowa, U.S. The company's operations span Asia, Australia, Europe, Latin America, the Middle East, and North America. The company has presence in the Americas, including Brazil, Chile, Mexico, and various regional offices across the U.S. It also has presence in Asia, including China, Hong Kong, and India. In Europe, it has presence in England, France, Germany, Ireland, Italy, Luxembourg, Netherlands, Spain, Sweden, and Switzerland.

Principal Financial Group has maintained a strong brand reputation, evidenced by its recognition as one of the 2026 World's Most Ethical Companies® by Ethisphere in March 2026. The company was noted for its "stellar reputation" within the Asset Management industry as of March 2024. However, the company also faces potential challenges to its reputation, such as vendor failures, data breaches, and fraudulent activities. Insights from the GF Score hinted at potential headwinds due to diminished rankings in financial strength, growth, and valuation.

Principal Financial Group's ownership is predominantly held by institutional investors, who hold approximately 60-75% of the shares. Major institutional owners include The Vanguard Group Inc., BlackRock, Inc., and Nippon Life Insurance Co. The largest individual shareholder is Daniel Gelatt, who owns 948,342 shares, representing 0.44% of the company. Insider ownership is minimal, standing at 0.42% as of April 2025.