Peoples Financial Services Corp. (PFIS)

Peoples Financial Services Corp. declared an increased first-quarter 2026 dividend of $0.625 per share, leading to the stock reaching a new 52-week high, following fourth and third-quarter 2025 dividends. The company reported its unaudited fourth-quarter and full-year 2025 earnings, as well as third-quarter and year-to-date 2025 earnings. Thomas P. Tulaney retired as President. The stock reached an all-time high closing price of $55.82 on February 4, 2026, with a 10.76% price increase in the two weeks leading up to February 6, 2026. Several research analysts adjusted their ratings and price targets for PFIS. The company completed a private placement of $85.0 million of subordinated notes on June 6, 2025.

The demand for Peoples Financial Services Corp.'s products and services exhibits some seasonality, particularly concerning deposits. The company has reported seasonal outflows of municipal deposits, as observed in the second quarter of 2024.

Peoples Financial Services Corp. operates as a bank holding company in the Finance sector, specifically within the Regional Banks industry. It is the parent company of Peoples Security Bank and Trust Company, offering financial products and services to individuals, businesses, not-for-profit organizations, and government entities. The company offers deposit products such as checking, business, savings, money market, IRA, and CD accounts. Loan products include commercial, retail, and SBA loans. Other services include debit cards, credit card processing, ATM access, online banking, investment accounts, and trust services.

The company primarily operates in the United States, with a significant presence in Pennsylvania. Peoples Security Bank and Trust Company serves customers through 40 full-service community banking offices across various counties in Pennsylvania, as well as offices in Middlesex County, New Jersey, and Broome County, New York.

Peoples Financial Services Corp., through its subsidiary Peoples Bank, has maintained a positive brand reputation. Peoples Bank was recognized by Forbes as one of "America's Best Banks 2025" for the second consecutive year and was named a "2024 Top Workplace in Greater Cincinnati" for the second year in a row, and the third time in four years. Peoples Financial Services Corp. reports also have an aggregate usefulness score of 4.8 based on 267 reviews on AnnualReports.com.

Institutional shareholders hold 31.22% of the company, individual insiders own 19.34%, and retail investors account for 49.44%. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., Dimensional Fund Advisors LP, Geode Capital Management, LLC, and State Street Corp. Key individual insider owners include Joseph G. Md Cesare, Louis A. Denaples, and John W. Ord.