Pagaya Technologies Ltd Class A (PGY)

Over the past six months, Pagaya Technologies reported its Q3 2025 and Q4 2025 earnings. The company announced several ABS transactions, including an $800 million consumer loan ABS in February 2026, a $400 million auto ABS transaction in March 2026, and an inaugural auto resecuritization program closing at approximately $450 million in March 2026. In April 2026, Pagaya issued a AAA-rated $600 million personal loan ABS transaction. The stock's 52-week range has been between $8.95 and $44.99. As of April 10, 2026, the stock price was $11.69, reflecting a -2.09% move since the market opened. The stock has delivered a 23.83% change over the past year. While it underperformed the US Market, it exceeded the US Software industry over the past year.

While tools exist to analyze monthly seasonality for Pagaya Technologies Ltd. stock performance, specific details regarding demand seasonality for its products and services are not readily available.

Pagaya Technologies operates in the Technology sector, focusing on Software - Infrastructure and FinTech. The company uses data science, machine learning, and AI to provide consumer credit and residential real estate products to partners, customers, and investors. Its products include Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass. Pagaya's technology supports personal, car, and credit card loans.

Pagaya Technologies generates most of its revenue from the United States. The company has offices in New York City and Tel Aviv, and operates in the United States, Israel, and the Cayman Islands.

Pagaya Technologies holds a "Moderate Buy" consensus rating from analysts, based on 25 buy ratings and 1 hold rating. The company's consistent activity in the capital markets contributes positively to its reputation. In 2024, the company was accused of hiding losses with investors' money.

Pagaya Technologies Ltd. has significant institutional ownership, with 246 institutional owners and shareholders holding a total of 41,808,278 shares as of April 9, 2026. As of December 2025, 233 institutional investors controlled 46.2% of Pagaya Technologies' outstanding shares. Institutions hold between 39% and 57.14% of the company's stock. Major institutional owners include BlackRock, Inc., Vanguard Group Inc, Millennium Management Llc, American Century Companies Inc, Goldman Sachs Group Inc, Renaissance Technologies Llc, Susquehanna International Group, Llp, Morgan Stanley, Nuveen, LLC, and Two Sigma Investments, Lp. Insiders own a significant proportion, ranging from 19% to 47.59% of the shares. The general public holds a 21% stake in the company.