Plumas Bancorp (PLBC)

Over the past six months, Plumas Bancorp's stock price has experienced a decline. Key events impacting the stock include Plumas Bancorp reporting third-quarter earnings per share (EPS) of $1.35 in October 2025, beating estimates. In July 2025, the company's second-quarter earnings and revenues missed estimates, and a new analyst forecast set a price target of $64.0 for PLBC. In February 2025, Plumas Bancorp announced an increase in its dividend to $0.30 per share. In November 2025, Plumas Bancorp completed a sale and leaseback deal.

Direct information regarding demand seasonality for Plumas Bancorp's products and services is not explicitly detailed. However, as a community bank, its operations are influenced by global economic developments. A general economic downturn could lead to a decline in demand for its products and services, potentially increasing loan delinquencies and reducing asset and income levels. The bank's focus on serving local communities suggests a strategy to mitigate broader economic fluctuations. Certain lending activities can be sensitive to market conditions.

Plumas Bancorp (PLBC) is a community-focused financial institution and the bank holding company for Plumas Bank, operating in the Finance sector, specifically in the Banks - West industry. Established in 1980, Plumas Bank provides personalized banking services to individuals, businesses, and communities in rural and underserved areas. Plumas Bancorp offers a diverse portfolio of financial products and services, including deposit products and various loan types, as well as remote deposit, telephone, mobile banking, and internet banking with bill-pay options.

Plumas Bancorp is headquartered in Reno, Nevada, while its principal subsidiary, Plumas Bank, is headquartered in Quincy, California. The company's primary service area encompasses the Northeastern portion of California and the Northwestern portion of Nevada, including several counties in both states. Plumas Bank operates between fifteen and nineteen branches across these regions and maintains loan production offices in Auburn, California, and Klamath Falls, Oregon. The bank also has additional lenders for government-guaranteed lending in Utah and Southern California.

Plumas Bancorp and its subsidiary, Plumas Bank, have received numerous accolades in the past year, highlighting their strong performance and stability. In 2024, Plumas Bancorp was named to the KBW Bank Honor Roll for the third time. Plumas Bank also ranked 8th on American Banker's 2023 list of the Top 100 community banks under $2 billion in assets. Further recognitions in 2024 include being among the top 25 banks in its category by the ICBA and ranking #5 in the CB Top Ten™ report for community banks. Plumas Bancorp was awarded the Raymond James Bankers Cup for the seventh consecutive year and earned a 'Super Premier' rating from The Findley Reports for the sixth year running. In November 2025, Plumas Bank issued a warning about fraudulent text messages circulating that asked clients to confirm wire transfers.

Plumas Bancorp has a significant institutional presence, with 194 institutional owners and shareholders holding a total of 3,317,777 shares as of November 2025. Major institutional shareholders include Fmr Llc, BlackRock, Inc., and Vanguard Group Inc. While older data indicated that the general public held a substantial stake, more recent data suggests that institutions hold 41.68% of the stock. Insiders hold 7.70% of the stock, with CEO Andrew Ryback owning 1.2% of the company's shares as of September 2020.