Plumas Bancorp (PLBC)

In the past six months, Plumas Bancorp (PLBC) stock has experienced several notable events. In October 2025, Piper Sandler maintained their "Buy" rating and "Overweight" recommendation on Plumas Bancorp, the company declared a quarterly cash dividend of $0.30, and Plumas Bancorp reported mixed Q3 2025 earnings. In August 2025, Plumas Bancorp announced that its board of directors and its subsidiary, Plumas Bank, entered into an agreement and declared a quarterly dividend of $0.30. In April 2025, Plumas Bancorp reported first-quarter earnings of $7.2 million, which included a $1.1 million legal settlement related to the Dixie Fire in August 2021.

The banking business of Plumas Bancorp has a modest seasonal component, influenced by the heavy agricultural and tourism orientation of some of the communities it serves. The banking industry experiences seasonality primarily in the monthly volume of new loans. Demand for loans typically sees low points in January and February, begins to increase in March, and usually peaks in August or September, followed by a decline until bottoming out in December. There is also increased demand for investment services in December and early January due to portfolio rebalancing and tax-advantage adjustments.

Plumas Bancorp (PLBC) is a community-focused financial institution operating as the bank holding company for Plumas Bank. The company operates within the Finance sector, specifically in the Banking Services industry. Plumas Bancorp's business model emphasizes building strong relationships with customers and local businesses, generating revenue primarily through interest income from loans and investments, as well as non-interest income from fees and service charges. Plumas Bank offers a diverse portfolio of financial products and services tailored for individuals, businesses, and public entities.

Plumas Bancorp's geographic footprint primarily covers Northern California and Northern Nevada. Plumas Bank operates 19 branches, with 13 located in California and two in Nevada. The bank also maintains lending offices in Auburn and Chico, California, and Klamath Falls, Oregon, with additional lenders in Utah and Southern California.

Plumas Bancorp has maintained a strong positive brand reputation in the past year, evidenced by multiple prestigious awards and recognitions received in 2024. For the seventh consecutive year, Plumas Bancorp was awarded the Raymond James Bankers Cup. Plumas Bank ranked 8th on American Banker's 2023 list of the Top 100 community banks under $2 billion in assets. Plumas Bancorp was named to the KBW Bank Honor Roll for the third time. The Independent Community Bankers of America (ICBA) recognized Plumas Bank among the top 25 best-performing banks in its category. Plumas Bank also earned a "Super Premier" rating from The Findley Reports for the sixth year running.

As of June 2025, major institutional owners of Plumas Bancorp included FMR LLC, BlackRock, Inc., VANGUARD GROUP INC, Siena Capital Partners GP, LLC, and MANUFACTURERS LIFE INSURANCE COMPANY, THE. As of September 2025, institutional ownership collectively held 0.0% of the company's total shares outstanding, a significant decrease from 44.8% in June 2025. GAMMA Investing LLC was the largest institutional holder in September 2025.