Palomar Holdings, Inc. (PLMR)

Palomar Holdings, Inc. (PLMR) stock has trended down by 26.05% in the past six months. Palomar completed the acquisition of First Indemnity of America Insurance Company (FIA) on January 1, 2025, and announced an agreement to acquire Advanced AgProtection (AAP) in March 2025. Despite strong Q2 2025 results, shares fell by 13.07% in after-hours trading, and the company reported a 23.3% increase in gross written premiums for Q4 2024. Several analysts have adjusted their price objectives for Palomar. In the past three months, Palomar insiders have sold significantly more company stock than they have bought.

While specific comprehensive details on demand seasonality for all of Palomar Holdings, Inc.'s products are not explicitly stated, the nature of its specialty insurance offerings suggests a degree of seasonality or event-driven demand. For its crop insurance segment, Q3 is noted as the period when most premiums are written and fees are earned. The demand for catastrophe insurance products would likely be impacted by the timing and severity of natural disaster seasons.

Palomar Holdings, Inc. (PLMR), established in 2014 and headquartered in La Jolla, California, is a specialty property insurance company operating within the Financial Services sector, specifically the Insurance - Property & Casualty industry. The company specializes in residential and commercial earthquake insurance, specialty homeowners insurance, flood insurance, commercial all-risk insurance, inland marine insurance, Hawaii hurricane insurance, fronting, casualty insurance, crop insurance, and assumed reinsurance.

Palomar Holdings, Inc. is headquartered in La Jolla, California, and provides property and casualty insurance to residential and businesses across the United States, managing and distributing its specialty insurance products throughout different regions of the country.

Palomar Holdings, Inc. aims to be an innovative specialty insurer, providing security and peace of mind to individuals and businesses, emphasizing its core values, continuous innovation, and investments in its team, processes, and systems. However, in the past year, Palomar Health Medical Group was involved in a data breach announced in June 2025, which could impact brand reputation.

Palomar Holdings, Inc. is predominantly owned by institutional shareholders, who hold between 90.25% and 91.09% of the company's stock, including BlackRock, Inc., Vanguard Group Inc, and State Street Corp. Individual ownership, including insiders, ranges from approximately 3.70% to 13.08% of the stock. Genstar VI GP Aiv Ltd is identified as the largest individual Palomar Holdings shareholder.