Prudential Financial, Inc. (PRU)

Prudential Financial's stock has experienced mixed sentiment and movements over the past six months. As of October 23, 2025, the share price was $101.76, representing an 18.83% decline from October 24, 2024. In Q4 2024, Prudential Financial reported adjusted operating income of $2.96 per share, missing analyst estimates by 9.7%. The company declared a quarterly dividend of $1.35 per share, payable on September 11, 2025. During the first quarter of 2025, pre-tax adjusted operating income was $1.5 billion, or $3.29 per share, an 8% increase from the prior year quarter. Prudential's Board of Directors authorized the repurchase of up to $1.0 billion of outstanding common stock during 2025. Leading up to its Q3 2025 earnings report, Prudential Financial has seen small, mixed analyst estimate revisions. Members Trust Co acquired new shares in Prudential Financial during the second quarter of 2025, and Sumitomo Mitsui Trust Group Inc. increased its holdings by 11.1% in the same period.

Specific demand seasonality for Prudential Financial, Inc.'s overall products and services is not explicitly detailed in the provided information. The annuity industry, in general, has seen a surge in popularity in recent years, driven by aging Americans seeking stability in uncertain economic environments, stock market volatility, and high interest rates. Declining interest rates in 2025 are expected to lead to a modest pullback in overall annuity sales, though long-term demand is projected to remain strong due to demographic trends and the need for guaranteed income in retirement.

Prudential Financial, Inc. is a diversified financial services company headquartered in Newark, New Jersey, with a history dating back to 1875. The company operates primarily within the insurance and investment management sectors, offering products and services to help individual and institutional clients manage risk, accumulate and protect wealth, and plan for retirement. Major products include individual life insurance, annuities, retirement solutions, and group insurance products for employers. The company also manages a global investment management business, PGIM, which provides asset management services across various asset classes to institutional and retail investors worldwide. Prudential distributes its products through financial advisors, broker-dealers, employers, and direct channels.

Prudential Financial has a significant global presence, serving approximately 50 million customers across 50 different countries. Its operations span the United States, Asia, Europe, and Latin America, with the United States and Japan representing its two largest markets.

Prudential Financial has maintained a strong brand reputation over the past year. In January 2025, the company was recognized by FORTUNE® magazine as an industry leader and ranked No. 1 in the Insurance: Life & Health industry on its annual list of World's Most Admired Companies. Prudential also ranked first in sustainability and innovation, and second in quality of management, long-term investment value, and global competitiveness within its industry.

Institutional investors hold a significant majority stake in Prudential Financial, Inc., owning approximately 61% of the company's shares. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., State Street Corp, and Geode Capital Management, LLC. Insiders, such as company executives, own less than 1% of Prudential Financial, Inc.