Prudential Financial, Inc. (PRU)

Over the past six months, Prudential Financial's stock price has declined, with a share price of $103.27 as of July 18, 2025, representing a 17.58% decrease over the last year. Key events include BMO Capital initiating coverage with an "Underperform" recommendation, a dividend increase to $1.35 per share, the election of Tom Stoddard to the Board of Directors, and the announcement of second-quarter 2025 earnings call. Prudential Financial launched an ActiveIncome Insurance Overlay, and its 2024 performance reflected positive momentum in growing businesses, increasing capital efficiency, and pivoting its product suite.

Specific detailed patterns of demand seasonality for Prudential Financial's products and services are not explicitly provided, but financial services can be influenced by broader economic cycles, interest rate environments, and market volatility. The company's financial performance is influenced by insurance claims, investment performance, and expense management. The shift from traditional pensions to self-funded retirement accounts could also influence demand for their retirement products.

Prudential Financial, Inc. (PRU) is a global financial services leader based in the United States, operating in the Insurance - Life industry. The company offers a range of financial products and services to individual and institutional customers globally, including life insurance, annuities, retirement-related services, investment management through PGIM, mutual funds, group insurance, and asset management.

Prudential Financial has a significant global presence with operations in the United States, Asia (primarily Japan), Europe, and Latin America, serving customers in over 40 countries. Revenues are geographically distributed, with the United States accounting for 57.5%, Japan for 28.8%, and other international activities for 13.7% as of the end of 2023.

Prudential Financial has maintained a strong brand reputation, symbolized by its iconic Rock symbol. The company was named to Fortune's World's Most Admired Companies list and ranked No. 1 in the Insurance: Life & Health industry. Prudential committed to achieving net zero emissions across its primary domestic and international home office operations by 2050, with an interim goal to become carbon neutral by 2040. Prudential Financial released its 2024 Sustainability Report, and its digital retirement experience won a global industry award.

Prudential Financial, Inc. has a significant portion of its stock owned by institutional investors, approximately 59.64% to 61%, while retail investors own about 38% to 49.73%. Insider ownership is relatively small, under 1% of shares outstanding. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and State Street Corp.