QCR Holdings, Inc. (QCRH)

In the past six months, QCR Holdings announced its Q4 2025 earnings and full-year results, reporting record net income for 2025. The company increased its quarterly cash dividend to $0.10 per share. QCRH's stock reached an all-time high of $95.28 on February 6, 2026. The company reported record net income of $33.4 million for Q1 2026, driven by loan and deposit growth, and repurchased shares for $20.8 million. The stock has drawn attention due to digital transformation plans. There have been insider sales by Todd A. Gipple and James D. Klein. Analysts issued generally positive ratings.

Demand seasonality for QCR Holdings, Inc.'s products and services is evident in its capital markets business, which typically experiences a softer first quarter, though Q1 2026 capital markets revenue was in line with historical averages. The Iowa markets are significant contributors to the company's deposit base.

QCR Holdings, Inc. is a multi-bank holding company offering financial services, including commercial and consumer banking, trust, and asset management. It operates in the Financials sector, specifically in the Banks - Regional industry, providing deposit products, commercial and retail lending/leasing, and investment services. The company also offers loans to small and mid-sized businesses, real estate loans, and consumer loans, and is involved in trust preferred securities.

QCR Holdings, Inc. primarily operates in the Midwest, including the Quad Cities (Illinois/Iowa), Cedar Rapids and Des Moines (Iowa), and Springfield (Southwest Missouri). It operates through subsidiary banks like Quad City Bank and Trust and engages in equipment financing through m2 Equipment Finance, LLC, in Milwaukee/Waukesha, Wisconsin.

QCR Holdings, Inc. maintains a brand reputation centered on being relationship-driven and community-focused, emphasizing core values and community involvement through sponsorships, donations, and employee volunteer hours. The company measures its Net Promoter Score and actively seeks client feedback. The company is also investing in digital transformation to enhance client and employee experiences.

Institutional investors hold a significant majority of QCR Holdings, Inc. stock, approximating 83%. Major institutional owners include BlackRock, Inc., The Vanguard Group, Inc., and FMR LLC. Insider holdings remain modest, near 3.5%. The largest individual shareholder is Michael Lawrence Peterson, owning 1.53% of the company's shares.