RBB Bancorp (RBB)

Over the past six months, RBB Bancorp's stock experienced events related to earnings reports and dividend declarations. The company reported its third-quarter 2025 earnings on October 20, 2025, and declared a quarterly cash dividend of $0.16 per common share. Prior to that, RBB Bancorp announced its second-quarter 2025 earnings on July 21, 2025, also declaring a quarterly cash dividend of $0.16 per common share. The company also announced an $18 million stock repurchase plan on May 29, 2025. RBB Bancorp's stock was down 2.80% over the past 30 days as of January 5, 2026, but up 1.64% over the past 12 months. The 52-week high for the stock was $22.59, reached on December 18, 2025, and the 52-week low was $14.40 on April 21, 2025. Analysts have given RBB Bancorp stock a consensus "hold" rating.

The provided information does not explicitly detail the demand seasonality for RBB Bancorp's products and services. Demand for its loan and deposit products may be influenced by general economic cycles, local business activity within its target communities, and real estate market trends. Banking services, in general, tend to have less pronounced seasonality compared to other industries, but certain loan products, like mortgage loans, could see seasonal fluctuations. The company's focus on both existing businesses and individuals, as well as Asian immigrants establishing businesses or purchasing homes, suggests a relatively consistent demand driven by community growth and economic activity.

RBB Bancorp provides business banking products and services to the Chinese-American, Korean-American, and other Asian-American communities, including real estate loans, business loans, SBA loans, mortgage loans, and trade finance. The company also offers checking, savings, and money market accounts, as well as certificates of deposit, remote deposit, E-banking, mobile banking, and wealth management services.

RBB Bancorp operates branches in Los Angeles County, Orange County, and Ventura County in California, as well as in Las Vegas, Nevada, and Honolulu, Hawaii. The company also has branches in Manhattan, Brooklyn, and Queens, New York; Chicago, Illinois; and Edison, New Jersey. As of September 30, 2025, RBB Bancorp had total assets of $4.2 billion.

In the past year, RBB Bancorp has focused on strengthening its internal foundation and governance. Ms. Christina Kao was appointed as the new Chair of the Board on May 15, 2024, following work to remediate deficiencies and exceed requirements. Consistent earnings reports and dividend declarations also contribute to a stable reputation among investors.

Institutional investors hold a significant stake in RBB Bancorp, controlling approximately 40.14% to 50.33% of the outstanding shares. Major institutional owners include FJ Capital Management LLC, BlackRock, Inc., and Vanguard Group Inc. Other notable institutional shareholders include Dimensional Fund Advisors Lp, American Century Companies Inc., Geode Capital Management, Llc, and State Street Corp. Individual investors hold a substantial portion of the remaining ownership, while company insiders hold 4.56%.