Republic Bancorp, Inc. Class A (RBCAA)

Republic Bancorp, Inc. experienced several stock events in the past six months. The company's third-quarter 2025 financial results surpassed analyst expectations, leading to a stock increase. A cash dividend was declared, and the stock price crossed above its 200-day moving average.

Demand seasonality for Republic Bancorp, Inc.'s products and services is evident in specific segments. The Tax Refund Solutions segment experiences seasonality tied to the annual tax season. The demand for Warehouse lines of credit is sensitive to changes in long-term interest rates.

Republic Bancorp, Inc. (Kentucky) is a financial holding company based in Louisville, Kentucky, operating primarily through its subsidiary, Republic Bank & Trust Company, offering banking and insurance solutions to various clients. Its services include deposit accounts, online and mobile banking, and various loans like mortgage, commercial real estate, and C&I loans, along with tax-related credit products, prepaid cards, and insurance solutions.

Republic Bancorp, Inc. operates through 47 banking centers across five states in the United States, including Kentucky, Southern Indiana, Ohio, Florida, and Tennessee. It also maintains one loan production office in St. Louis, Missouri.

Republic Bancorp, Inc. has maintained a strong brand reputation, being recognized as one of America's Best Regional Banks for the third consecutive year by Newsweek and Plant-A-Insights Group. It was also ranked among Bank Director's top publicly traded banks and received the Raymond James Community Bankers Cup, with recognition from S&P Global Market Intelligence as a Top 50 Community Bank.

Republic Bancorp, Inc. has a mixed ownership structure including institutional, retail, and individual investors. Major institutional investors hold a significant number of shares. The Trager family maintains a substantial stake, particularly through Class B holdings, accounting for over 70% of the total voting power.