Republic Bancorp, Inc. Class A (RBCAA)

Over the past six months, Republic Bancorp's stock has increased by 3.06%, but decreased by 5.34% in the last month, with a share price of $68.28 as of October 21, 2025. Recent news includes surpassing Q3 earnings and revenue estimates, an increase in Q3 income, a notable cross below a critical moving average, an ex-dividend reminder, a 25% increase in second-quarter net income, declaration of common stock dividends, and reporting first-quarter 2025 net income of $47.3 million.

The demand for Republic Bancorp's products and services is influenced by market conditions. A decline in mortgage demand led to decreased Warehouse Lending balances in Q4 2023, while Traditional Bank average loans grew, indicating strong overall loan demand in those markets. Mortgage lending may experience fluctuations based on broader economic and housing market trends.

Republic Bancorp, Inc. (Kentucky) is a financial holding company operating through Republic Bank & Trust Company, offering diverse banking products and services to individuals and businesses. It operates through five segments: Traditional Banking, Warehouse Lending, Mortgage Banking, Tax Refund Solutions (TRS), and Republic Credit Solutions (RCS). The company provides deposit products, lending services, online and mobile banking, private banking, treasury management services, and payment processing through Republic Processing Group (RPG).

Republic Bancorp operates 47 banking centers across five states, primarily within five MSAs. These locations include Kentucky (Louisville/Jefferson County, Lexington, and Cincinnati MSAs), Indiana (Louisville/Jefferson County and Cincinnati MSAs), Ohio (Cincinnati MSA), Florida (Tampa-St. Petersburg-Clearwater MSA), and Tennessee (Nashville-Davidson—Murfreesboro—Franklin MSA). Additionally, it has a loan production office in St. Louis, Missouri, and provides mortgage banking services and financial products in select states across the U.S.

Republic Bancorp has received several recognitions, including being named one of America's Best Regional Banks and Credit Unions 2024 and one of America's Best Online Lenders 2024 by Newsweek. The company was also named one of the Best Places to Work in Kentucky for the seventh consecutive year in 2023 and recognized as a top corporate philanthropist in Louisville. Republic Bank improved its Net Promoter Score to over two times the banking industry average and was recognized by Forbes as one of Kentucky's Best Banks. Additionally, Republic Bancorp was among the Top 25 in Bank Director's Annual Ranking and recognized among Premier Community Banks in America by Raymond James, rising into the Top 10 of Forbes' list of America's Best Banks.

Republic Bancorp has 304 institutional owners and shareholders holding a total of 5,902,330 shares. Major institutional shareholders include Dimensional Fund Advisors Lp, BlackRock, Inc., Vanguard Group Inc, Morgan Stanley, VTSMX - Vanguard Total Stock Market Index Fund Investor Shares, American Century Companies Inc, Geode Capital Management, Llc, IWM - iShares Russell 2000 ETF, State Street Corp, and AVUV - Avantis U.S. Small Cap Value ETF. Other notable investors include Ameriprise Financial Inc., Raymond James Financial Inc., and JPMorgan Chase & Co.