Regions Financial Corporation (RF)

In the past six months, Regions Financial Corp. has experienced an increase in share price, outperforming the S&P 500 Index. The company reported third-quarter 2025 earnings of $0.61 diluted EPS on October 17, 2025, and is scheduled to announce its fourth-quarter and full-year 2025 financial results on January 16, 2026. Regions Financial announced a quarterly dividend of $0.265 per share. The Board of Directors authorized a new share repurchase program of up to $3.0 billion of common stock. Regions Financial announced that its CFO, David Turner, would retire and be succeeded by Anil Chadha. Regions Bank reduced its prime lending rate on December 10, 2025.

While specific detailed information on the demand seasonality for Regions Financial Corp.'s products and services is not explicitly provided, general banking and financial services can exhibit some seasonal patterns. Consumer lending might see fluctuations based on housing market activity. Business lending and capital markets activities could be influenced by economic cycles and corporate budgeting periods. Wealth management services might experience increased activity around tax seasons or year-end financial planning.

Regions Financial Corporation is a financial holding company offering banking and related services to individual and corporate customers. It operates in the Financial Services sector, specifically the banking industry. Headquartered in Birmingham, Alabama, it is a midsized regional bank with approximately $160 billion in total assets as of September 30, 2025. The company operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management, also providing investment and insurance products, home improvement lending, and broker-dealer services.

Regions Financial's primary geographic footprint is concentrated across the U.S. South, Midwest, and Texas. Through its subsidiary, Regions Bank, the company operates approximately 1,250 banking offices and over 2,000 ATMs. Regions also maintains offices in major cities like New York, Washington, D.C., Chicago, and Salt Lake City to provide national advisory and specialty lending offerings.

Regions Financial has maintained a positive brand reputation in the past year, marked by several recognitions and strong customer satisfaction. Regions' Wealth Management division received awards for "Best Trust Services by a Private Bank" and "Best Wealth Planning Execution." Regions Bank was rated number one in customer satisfaction among traditional banks by the ACSI® 2025 Finance and Insurance Study. Gallup has recognized Regions for its strong associate culture for 11 consecutive years. Forbes listed Regions Financial among "America's Best Companies", "America's Best-In-State Companies", and "Best Customer Service".

Regions Financial Corporation's ownership structure is primarily composed of institutional investors, with a smaller portion held by individual insiders and retail investors. Approximately 68.66% to 83.06% of the company's stock is owned by institutional investors. Insiders own approximately 0.28% to 2.30% of the company's stock. Retail investors and public companies/individual investors hold approximately 14.65% to 32.82% of the stock.