RLI Corp. (RLI)

Over the past six months, RLI Corp.'s stock price has declined, with a share price of $59.01 as of March 18, 2026, a 21.88% decrease from $75.54 on March 19, 2025. Key events impacting the stock include analyst price target reductions, softening insurance market conditions, a decline in gross written premiums, a diminished casualty reserve cushion, property segment challenges, a stock split on January 15, 2025, and consistent dividend payments, including a special cash dividend and an increased ordinary quarterly dividend.

RLI Corp. exhibits a seasonal pattern with a consistency score of 49.9 (Poor), indicating that the pattern has not been consistently reliable across different market conditions. Historically, October tends to be the strongest month, while April tends to be the weakest month. The company's business involves providing insurance coverage to protect against natural catastrophes, which can have seasonal variations.

RLI Corp. is an insurance holding company specializing in property, casualty, and surety insurance products, operating within the specialty admitted and excess and surplus markets. RLI targets businesses and individuals with specialized insurance needs, often in niche markets overlooked by larger insurers. The company's major products are categorized into casualty, property and surety segments.

RLI Corp. operates in all 50 U.S. states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, and Guam. The company is headquartered in Peoria, Illinois, and has branch offices throughout the United States, with strong market positions in key areas such as California, Texas, Florida, New York, and Illinois.

RLI Corp. has maintained a strong brand reputation, particularly in terms of financial strength and consistent performance. RLI was named to the Ward's 50® list of top-performing insurance companies for the 35th consecutive year in July 2025. In February 2026, AM Best upgraded the Financial Strength Rating (FSR) to A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “aa+” (Superior) for the members of RLI Group. RLI also maintained its A (Strong) rating from S&P Global Ratings in 2025. 2025 marked RLI's 30th consecutive year of underwriting profitability.

RLI Corp.'s ownership is predominantly institutional, with these entities holding approximately 82% of the company's shares as of August 2025. Major institutional shareholders include Vanguard Group Inc., State Street Corp, and BlackRock Inc. Insider ownership stood at 6.41% in 2025, with Gerald D. Stephens being the largest individual shareholder. Retail investors hold the remaining 11.42% of the stock.