Regional Management Corp. (RM)

In October 2025, the company completed a $253 million asset-backed securitization. In November 2025, Lakhbir Lamba was named President, Chief Executive Officer, and Director, and the company announced record third-quarter results. In December 2024, Regional Management announced a $30 million stock repurchase program and anticipated ending net receivables to grow by 10% to 12% in 2025. In early January 2026, director-affiliated investors reported multiple open-market sales of the company's common stock. Over the last 12 months, the stock price has increased by 14.82%, and in the past month, it has increased by 3.48%.

Demand for Regional Management Corp.'s loans typically peaks during the second, third, and fourth quarters due to vacation, back-to-school, and holiday spending. Loan demand is generally lowest during the first quarter due to the timing of income tax refunds. Delinquencies usually reach their lowest point in the first half of the year and tend to rise in the second half. The first quarter is seasonally the best quarter for collections.

Regional Management Corp. operates in the financial services sector, offering small installment loans (typically $500 to $2,500) and large installment loans ($2,501 to $25,000). The company also provides optional payment and collateral protection insurance products, and indirect retail installment loans of up to $7,500.

The company operates through a network of branches across 19 states in the United States, with a strong presence in the Southeastern and Southwestern U.S. Regional Management has expanded into new states since 2020, including Mississippi, Indiana, California, Louisiana, Idaho, and Arizona. Other states where it operates include Florida, Georgia, North Carolina, South Carolina, Tennessee, and Texas.

Regional Management Corp. emphasizes providing access to credit for underserved customers while maintaining portfolio risk management. The company highlights its commitment to an effective ESG program. No specific negative events impacting its brand reputation were found in the provided search results.

Regional Management Corp. has significant institutional ownership, with 293 institutional owners and shareholders holding 9,223,538 shares. Major institutional shareholders include BlackRock, Inc., Forager Capital Management, LLC, Basswood Capital Management, L.l.c., Dimensional Fund Advisors Lp, and Vanguard Group Inc. Second Curve Capital LLC is the largest individual shareholder, owning 2.55 million shares representing 26.30% of the company.