Richmond Mutual Bancorporation, Inc. (RMBI)

In the past six months, RMBI declared quarterly cash dividends of $0.15 per share on November 19, 2025, and February 11, 2026. The Q3 2025 earnings were reported on October 23, 2025, with an EPS of $0.36, and the Q4 2025 earnings were reported on January 22, 2026, with a net income of $3.4 million or $0.35 diluted earnings per share. Stockholders' equity increased by 9.7% from December 31, 2024, to $145.8 million at December 31, 2025. A merger agreement with The Farmers Bancorp was announced, expected to increase RMBI's scale and enhance profitability. Insider buying activity has been observed, with insiders purchasing a net of $7,010.00 in company stock over the last three months. The stock's 52-week range has been between $11.80 and $15.24, and as of March 19, 2026, the share price was $13.62, representing a 5.91% increase over the past year.

While one source mentions "RMBI Seasonality" to display mean and median monthly returns for the stock, no specific information describing the demand seasonality for Richmond Mutual Bancorporation, Inc.'s products and services (such as loans or deposit accounts) was found in the provided search results. Therefore, it is not possible to determine if there are seasonal patterns in the demand for their banking products and services based on the current information.

Richmond Mutual Bancorporation, Inc. (RMBI) is a diversified financial services company and the bank holding company for First Bank Richmond, an Indiana state-chartered commercial bank established in 1887. The company attracts deposits from the public and invests these funds primarily in various loans. RMBI offers retail and commercial banking services, including checking and savings accounts, money market accounts, and certificates of deposit. Lending products include real estate, commercial, construction, and consumer loans. RMBI also provides lease financing and fee-based financial services such as trust and estate administration, investment management, retirement plan administration, and private banking services, along with online and mobile banking.

Richmond Mutual Bancorporation, Inc. is headquartered in Richmond, Indiana. Through First Bank Richmond, it serves communities through eight branch locations in Indiana (Richmond, Centerville, Cambridge City, and Shelbyville) and five branches and one loan production office in Ohio (Sidney, Piqua, and Troy), operating as Mutual Federal, a division of First Bank Richmond. Richmond, Indiana, represents the company's largest deposit concentration and branch office presence.

No specific events or detailed information regarding Richmond Mutual Bancorporation, Inc.'s brand reputation in the past year were found in the provided search results. The available information focuses on financial performance and corporate actions rather than public perception or reputation-impacting events.

Richmond Mutual Bancorporation, Inc. has a diverse ownership structure. Individual investors are its largest shareholders, holding 51% ownership. The general public holds 51.3% of the shares. Institutions hold 24.6% of the company, with 95 institutional owners holding 2,352,278 shares. Major institutional owners include Vanguard Group Inc., BlackRock, Inc., and Geode Capital Management, LLC. Individual insiders hold 13% of the company's shares, including Douglas Eden and Garry Kleer. The Richmond Mutual Bancorporation, Inc. Employee Stock Ownership Plan holds 11% of the company.