Renasant Corporation (RNST)

Renasant Corp.'s stock has seen a 9.86% increase over the last six months, but slipped approximately 6% in the past month. Over the last year, the total shareholder return has been a positive 2.9%. A significant miss on EPS in Q2 2025 led to a 3.5% drop in shares. Analysts anticipate Q3 2025 earnings with expected revenue growth of 21.8% year-on-year and adjusted earnings of $0.78 per share.

Explicit information regarding the demand seasonality for Renasant Corp.'s products and services is not readily available. General banking and financial services may experience some seasonal fluctuations related to economic cycles, tax seasons, and holiday spending, but specific data for Renasant Corp. is not detailed.

Renasant Corp. is a bank holding company offering financial, fiduciary, and insurance services through Renasant Bank, operating in the Finance sector, specifically Regional Banks. Its services include commercial and retail banking, wealth management, mortgage lending, and insurance, with specialty services like factoring and asset-based lending nationwide.

Renasant Corp. has a significant geographic presence across the Southeastern United States, operating more than 280 banking, lending, mortgage, and wealth management offices. Its primary market presence extends across Mississippi, Alabama, Florida, Georgia, and Tennessee. Additionally, Renasant offers factoring and asset-based lending services throughout the entire nation.

Renasant Bank's brand reputation has faced challenges, with customers reporting unhelpful customer service, unexpected increases in mortgage payments, and overdraft fees even when funds were deposited on the same day. There have also been complaints regarding difficulties with business card issuance and a perceived lack of loyalty to long-term customers. While Renasant Bank is not accredited by the BBB, it holds an A+ rating from the organization.

Institutional shareholders own 87% of Renasant Corp.'s stock, indicating considerable influence over the company's share price. BlackRock, Inc. is the largest shareholder, holding 14% of the outstanding shares. Individual insiders collectively own 1.95% of the company's shares.