Renasant Corporation (RNST)

In the past six months, Renasant Corp.'s stock price has experienced a 5.3% loss. Between December 11, 2024, and December 10, 2025, the share price declined by 0.40%. The completion of its merger with The First Bancshares, Inc. on April 1, 2025, was a significant event. In October 2025, Renasant Corporation increased its quarterly dividend. The company's Q3 2025 sales were in line with Wall Street's estimates, with revenue up 22.4% year-on-year, though its non-GAAP profit per share was slightly below analysts' consensus estimates.

There is no specific data detailing the seasonality of demand for Renasant Corp.'s products and services. The available information points to overall growth trends rather than specific seasonal fluctuations in demand, although annualized revenue growth and net loan growth suggest an acceleration in demand.

Renasant Corporation is a financial holding company offering financial, fiduciary, and insurance services, including community banking, wealth management, and insurance. Its services include checking and savings accounts, CDs, insurance, loans, IRAs, debit and credit cards, wealth management, and fiduciary services. It also provides mutual funds, annuities, and specialized lending services.

Renasant Corp.'s operations are primarily in the Southeastern United States. Following a merger with The First Bancshares, Inc., its footprint expanded to over 280 offices across Mississippi, Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Louisiana. The merger enhanced Renasant's presence in Georgia and Florida and introduced it into Louisiana. Renasant also offers factoring and asset-based lending nationwide.

Renasant Corporation, founded in 1904, emphasizes its commitment to community development through a $10.3 billion Community Benefit Plan after its merger with The First Bancshares, Inc., including $7.5 million for down payment assistance. Renasant's reputation as a strong community and CRA partner led to referrals for small businesses in 2022. The company has also focused on enhancing customer experience and implementing a digital transformation strategy, which resulted in a double-digit percentage increase in digital solutions products like mobile banking and payments in 2022. There is no specific information detailing negative events that have affected Renasant Corp.'s brand reputation in the past year.

Renasant Corp.'s ownership is predominantly institutional, with 587 institutional owners holding 111,221,226 shares. Institutional investors hold between 52.19% to 80.05% of the company's stock, and 77.61% as of June 2025. Major institutional owners include BlackRock, Inc., Vanguard Group Inc., iShares Core S&P Small-Cap ETF, Dimensional Fund Advisors Lp, State Street Corp, Victory Capital Management Inc, and Wellington Management Group Llp. Insider ownership remained stable at 2.61% in June 2025, with prominent insider shareholders including E. Robinson McGraw, C. Mitchell Waycaster, and Kevin D. Chapman.