Red River Bancshares, Inc. (RRBI)

Over the past six months, Red River Bancshares, Inc. stock has experienced a positive trend, with a gain of approximately 22.38% to 24.91%. The board of directors announced a 25% increase to its quarterly cash dividend, raising it from $0.12 to $0.15 per share, and subsequently declared a quarterly cash dividend of $0.15 per share payable on December 18, 2025. The company announced a private stock repurchase of 100,000 shares of its common stock for $5.3 million, supplemental to an existing $5.0 million repurchase program. The company reported its second-quarter and third-quarter EPS, both exceeding analyst estimates.

Red River Bancshares, Inc. experiences demand seasonality, particularly concerning its deposit accounts. The company has noted a seasonal inflow of funds from public entity customers, which contributed to an increase in deposits in the fourth quarter of 2024. Conversely, a seasonal outflow of funds from public entity customers was observed, partially offsetting increases in consumer and commercial deposit accounts in the first quarter of 2025.

Red River Bancshares, Inc. is a bank holding company offering banking products and services to commercial and retail customers through Red River Bank. It operates in the Financial sector, specifically in the Regional - Southwest Banks industry, also described as Banking Services. Its offerings include deposit accounts, commercial and consumer loans, treasury management, retail and private banking, investment, wealth management, and trust services. The company also provides online and mobile banking, debit and credit cards, direct deposits, cashier's checks, and wire transfer services.

Red River Bancshares, Inc., headquartered in Alexandria, Louisiana, operates through Red River Bank with approximately 27 to 28 banking centers and one or two combined loan and deposit production offices. Its primary geographic focus is Louisiana, with banking centers in various markets including Central (Alexandria MSA), Northwest (Shreveport-Bossier City MSA), Capital (Baton Rouge MSA), Southwest (Lake Charles MSA), the Northshore (Covington), Acadiana (Lafayette MSA), and New Orleans. The company also operates in Louisiana and Texas more broadly.

Red River Bancshares, Inc. maintains a solid reputation, built on a localized approach and a commitment to personalized customer care and sound financial management. Red River Bank was named on the 2025 Best Banks to Work For List on November 17, 2025. Red River Bank was included on the 2025 LSU100 List of Fastest Growing Companies on September 17, 2025. The company also reported strong asset quality metrics and conservative uninsured deposit levels in 2023, which positively reflect on its financial stability and reputation.

Individual ownership of Red River Bancshares, Inc. stands at 29.49%, while institutional ownership is 21.85%. Major institutional shareholders include Manulife Financial Corp. and State Street Corp. Insider sentiment has been positive, with high-impact open-market purchases from 14 different insiders over the last year, totaling $1.47 million in purchases against $116.4K in sales.