Red River Bancshares, Inc. (RRBI)

In the past six months, RRBI reported record Q1 2026 earnings, with net income of $11.97 million and diluted EPS of $1.81, leading to an increased quarterly cash dividend and a stock repurchase program. The stock experienced fluctuations, including a modest recovery after the earnings report and a new 52-week high in April 2026. Raymond James downgraded RRBI from Outperform to Market Perform in April 2026. Insider buying activity was also noted in early 2026.

Red River Bancshares, Inc. experiences some demand seasonality, particularly concerning its deposit products. In the first quarter of 2026, deposits decreased primarily due to the seasonal outflow of funds from public entity customers.

Red River Bancshares, Inc. is a bank holding company for Red River Bank, a Louisiana state-chartered bank established in 1999, operating in the financial services sector. It provides a comprehensive suite of banking products and services to commercial and retail customers, including deposit products, a diversified loan portfolio, treasury management services, private banking, brokerage services, and online and mobile banking services.

Red River Bancshares, Inc. primarily operates in Louisiana and Texas. Red River Bank maintains a network of approximately 28 banking centers throughout Louisiana and two combined loan and deposit production offices, one in New Orleans, Louisiana, and another in Lafayette, Louisiana. Its banking centers are located in key Louisiana markets, including Central Louisiana, Northwest Louisiana, Southeast Louisiana, and Southwest Louisiana.

Red River Bank has built its reputation on personalized customer service and a commitment to supporting economic growth within its service area. The company's focus on fostering long-term relationships with customers has contributed to a solid reputation and a loyal customer base.

Red River Bancshares, Inc. is owned by a mix of institutional shareholders, insiders, and retail investors. Institutional investors hold 33.97% of the stock, insiders own 30.61%, and retail investors hold 35.42%. Teddy Ray Price is the largest individual shareholder, owning 7.79% of the company's shares.