Redwood Trust, Inc. (RWT)

In the past six months, Redwood Trust announced its Third Quarter 2025 financial results and declared its Third Quarter 2025 dividends. The company priced and launched a reopening of convertible senior notes. Redwood Trust announced an upsized common stock repurchase authorization and reported its Second Quarter 2025 financial results. The stock price has decreased over the last year and month. Higher interest rates and the performance of legacy bridge loans have impacted the company's earnings.

Demand for Redwood Trust's products is tied to the housing market and interest rate environment. Lower mortgage rates may increase demand for refinancing and boost origination volumes. The housing market generally experiences seasonal fluctuations, with activity often increasing in the spring and summer months. Redwood Trust's ability to expand loan acquisition volumes indicates its adaptability to market dynamics.

Redwood Trust, Inc. is a specialty finance company operating as a REIT, focused on the U.S. housing credit market. Its core business areas include mortgage banking, securitization, and investment management, specializing in residential mortgage loans, manufactured housing, and affordable housing. The company also originates business purpose loans and bridge loans, operating through Residential Mortgage Banking, Business Purpose Mortgage Banking, and Investment Portfolio segments. Redwood Trust invests in early-stage companies through its RWT Horizons initiative.

Redwood Trust, Inc. is headquartered in Mill Valley, California, with additional primary operating locations in the Denver Metro Area, Irvine, California, New York City, and Los Angeles, California, indicating a strong focus on the United States market.

Redwood Trust has a reputation for expanding access to housing and emphasizes a risk-minded culture with a commitment to integrity and client-centric service. The company highlights its track record of innovation and a best-in-class reputation for service since its inception. News sentiment regarding Redwood Trust has been generally neutral in the past year.

Institutional investors hold a significant portion of Redwood Trust's stock, with approximately 79-80% institutional ownership. Major institutional shareholders include BlackRock, Inc., Vanguard Group Inc, and Wellington Management Group Llp. Insiders own approximately 1.33% of the company's stock, while retail investors hold around 49.65%.